Personal loans in Clayton, MI

What the Census records for Clayton

Clayton is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 316 people live here, which puts Clayton 484th of 533 Census places in Michigan (Vintage 2023).
• Population trend: A decline of about 2.8% across the 2020-to-2023 comparison.
• Net change: roughly 9 fewer people than the 2020 Census counted.
• Size percentile: roughly 9% of Michigan places rank below Clayton.
• Density: the Census land area of 0.7 sq mi holds about 424 people per square mile.
• By land area: Clayton ranks 489th among Michigan's 533 places, at 0.7 sq mi.
• Within Michigan: about 0.0% of the state's population lives in Clayton.
• National rank: Clayton sits 14,926th by population among the 19,457 places in this dataset.
• Growth rank: Clayton ranks 496th among Michigan's 533 places for the 2020-to-2023 change.
• Against the state trend: Clayton's 2.8% change compares with a Michigan average of -0.3% across its 533 places.
• Density rank: Clayton is the 463rd most densely settled place in Michigan.
• Density in context: Clayton's 424 people per square mile sit against a Michigan median of 1,078.
• Location: latitude 41.8645, longitude -84.2349 (Census Gazetteer).
• Nearest larger cities: Hudson (6 mi); Morenci (10 mi); Adrian (10 mi); Onsted (10 mi); Addison (10 mi). Lenders licensed in the state serve Clayton whether or not they keep a local branch.
• Smaller towns nearby: Holiday City (23 mi); Berkey (23 mi); Allen (28 mi).
• Within a 50-mile radius: 14 smaller Census places.
• Larger places within 100 miles: 462.

Clayton on the map

Clayton's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 424 residents per square mile. The state's population centre of gravity, Detroit, is roughly 68 miles away. A 50-mile radius around Clayton takes in 104 places that are larger. Within the same 50 miles lie 14 smaller Census places.

Clayton against the rest of Michigan

Within Michigan, Clayton holds roughly 0.0% of all residents, the 484th-largest share among 533 places. On the 2020-to-2023 trend, Clayton stands 496th among Michigan's 533 places — roughly the 7th percentile. At about 424 people per square mile, Clayton is the 463rd most densely settled place in Michigan. Between 2020 and 2023 the count changed by roughly 9 residents.

The Michigan lending rules that reach Clayton

Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Clayton lender must follow.

How lenders reach Clayton

At roughly 424 people per square mile, Clayton is lightly settled; 104 larger places lie within 50 miles. Whether Clayton has a local branch or not, a Michigan-licensed lender can serve its 316 people online on the same terms. For a larger market, the closest option is Hudson, MI about 6 miles away.

What to do before borrowing in Clayton

These steps shape the offer you get in Clayton, a place of about 316 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Michigan licence with the regulator named above before committing.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Clayton as elsewhere in Michigan, the written terms — not the advertisement — are what count for its 316 residents.