Personal loans in Clayton, ID

Clayton: population, trend and location

What follows is Clayton's place in the Census record, alongside the Idaho rules that govern a personal loan made here.

• Population: about 10 people live here, which puts Clayton 197th of 197 Census places in Idaho (Vintage 2023).
• Population trend: Higher by roughly 11.1% since the 2020 count.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: roughly 0% of Idaho's places have fewer residents than Clayton's 10.
• Density: roughly 156 residents per square mile, spread over 0.1 sq mi of land.
• Land area: Clayton covers 0.1 square miles, the 196th-largest area among Idaho's 197 places.
• Share of state population: Clayton's 10 residents are about 0.0% of Idaho.
• National rank: Clayton is 19,421st of 19,457 places nationwide.
• Growth in Idaho: Clayton stands 32nd by percentage change from 2020 to 2023, among 197 places.
• Versus Idaho: the state average change is +7.1%, while Clayton moved 11.1%.
• Density rank: Clayton is the 187th most densely settled place in Idaho.
• Against the state median: Clayton runs about 156 residents per square mile, where the Idaho median is 1,026.
• Location: 44.2592 / -114.3831, per the US Census Bureau Gazetteer.
• Nearest larger cities: Challis (19 mi); Stanley (27 mi); Ketchum (40 mi); Sun Valley (40 mi); Mackay (45 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places within 50 miles: 0 of them.
• Within 100 miles: 28 places are larger than Clayton.

Which Idaho laws govern a loan in Clayton

When Idaho does not publish a figure, the row links to the source instead of inventing a number; Clayton is bound by the same rules.

The anatomy of a Clayton personal loan

With roughly 10 residents, Clayton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Clayton's 10 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Clayton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Clayton sits

Clayton covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 156 residents per square mile. For the state's biggest city, Boise City, the distance is roughly 103 miles. Within 50 miles of Clayton there are 5 larger Census places. The 100-mile radius contains 28 larger places.

Borrowing reach in Clayton

Clayton is lightly settled, with about 156 people per square mile and 5 larger places within 50 miles. Lenders licensed in Idaho reach Clayton's 10 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Challis, ID about 19 miles away.

How Clayton compares across Idaho

Clayton is the 197th-largest of 197 Census places in Idaho and contains about 0.0% of the state's people. For population change between 2020 and 2023, Clayton ranks 32nd of 197 in Idaho (about the 84th percentile). At about 156 people per square mile, Clayton is the 187th most densely settled place in Idaho. In land area, Clayton ranks 196th among Idaho's 197 places.