Personal loans in Claycomo, MO
For the 1,353 people in Claycomo, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Claycomo is home to roughly 1,353 people and stands 294th by size out of 937 Census places in Missouri. Claycomo, Missouri — home to about 1,353 people — is a small community, so the terms you are offered follow Missouri law rather than any local rule. The 2020 count to the 2023 estimate shows about 1.1% growth in Claycomo. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Claycomo loan. Borrowers who want a bigger city can look to Pleasant Valley, MO about 1 miles away.
Claycomo: population, trend and location
Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.
- Population: an estimated 1,353 residents, 294th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 1.1% more residents than the 2020 Census counted.
- People gained or lost: about 15 more since the 2020 base.
- Size percentile: about 69% of Missouri's Census places are smaller than Claycomo.
- Land and density: 2.6 square miles of land carry roughly 520 residents per square mile.
- Land area: Claycomo covers 2.6 square miles, the 226th-largest area among Missouri's 937 places.
- Share of state population: Claycomo's 1,353 residents are about 0.0% of Missouri.
- National rank: Claycomo sits 9,095th by population among the 19,457 places in this dataset.
- Growth in Missouri: Claycomo stands 356th by percentage change from 2020 to 2023, among 937 places.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Claycomo's 1.1%.
- Density rank: Claycomo is the 619th most densely settled place in Missouri.
- Density vs Missouri: Claycomo's 520 people per square mile compare with a state median of 743.
- Location: it lies at 39.1986, -94.4788 in the Census Gazetteer.
- Nearest larger cities: Pleasant Valley (1 mi); Liberty (4 mi); Gladstone (4 mi); Sugar Creek (6 mi); North Kansas City (6 mi). Online lenders reach Claycomo no matter how far the nearest branch is.
- Smaller towns nearby: Glenaire (2 mi); Birmingham (3 mi); Randolph (3 mi).
- Smaller places within 50 miles: 92 of them.
- At 100 miles: 118 larger Census places fall inside that radius.
The state rulebook for Claycomo
This table holds the Missouri rate and licensing rules for consumer loans made to Claycomo's 1,353 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Getting a loan in Claycomo
With about 520 residents per square mile, Claycomo is moderately settled, and 75 larger Census places sit within 50 miles. What is available to Claycomo's 1,353 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Pleasant Valley, MO about 1 miles away.
Where Claycomo sits in Missouri
Claycomo is the 294th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Claycomo stands 356th among Missouri's 937 places — roughly the 62th percentile. At about 520 people per square mile, Claycomo is the 619th most densely settled place in Missouri. Within 50 miles sit 92 smaller Census places, alongside the 75 that are larger.
Claycomo: area, density and distance
Claycomo covers about 2.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 520 people per square mile. The state's population centre of gravity, Kansas City, is roughly 6 miles away. Within 50 miles of Claycomo there are 75 larger Census places. By land area it ranks 226th of 937 Missouri places.
The anatomy of a Claycomo personal loan
Most loans made to Claycomo's 1,353 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Claycomo can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Claycomo loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Pleasant Valley, MO — population 2,726
- Glenaire, MO — population 531
- Birmingham, MO — population 188
- Randolph, MO — population 58
- Liberty, MO — population 30,794
- Avondale, MO — population 431
- Gladstone, MO — population 27,329
- Oakwood, MO — population 196