Personal loans in Clarksville, MO
Clarksville is one of 937 Census places in Missouri; its 376 residents put it at 530th. In Clarksville, one of 937 Census places in Missouri, the figure to compare across lenders is the APR, not the advertised rate.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Clarksville's 376 residents are no exception. Every figure below is Missouri's own, applied to Clarksville's 376 residents, with the publisher and retrieval date attached. Census figures put the 2020-to-2023 increase in Clarksville at about 1.3%. A larger market lies at Pleasant Hill, IL about 5 miles away.
Local context for Clarksville
Set out below is Clarksville's local context next to the state-level rules that reach every lender here.
- Population: 376 people, a figure that places Clarksville 530th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 5 residents.
- Size percentile: about 43% of Missouri communities are smaller than Clarksville (376 residents).
- Density: the Census land area of 0.6 sq mi holds about 647 people per square mile.
- By land area: Clarksville ranks 550th among Missouri's 937 places, at 0.6 sq mi.
- Water area rank: Clarksville ranks 28th among Missouri's 937 places, with 0.36 sq mi.
- Within Missouri: about 0.0% of the state's population lives in Clarksville.
- National rank: Clarksville sits 14,330th by population among the 19,457 places in this dataset.
- Growth in Missouri: Clarksville stands 333rd by percentage change from 2020 to 2023, among 937 places.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Clarksville's 1.3%.
- Density rank: Clarksville is the 530th most densely settled place in Missouri.
- Against the state median: Clarksville runs about 647 residents per square mile, where the Missouri median is 743.
- Location: it lies at 39.3695, -90.9049 in the Census Gazetteer.
- Nearest larger cities: Pleasant Hill (5 mi); Louisiana (10 mi); Eolia (11 mi); Elsberry (15 mi); Bowling Green (16 mi). Lenders licensed in the state serve Clarksville whether or not they keep a local branch.
- Nearest smaller towns: Paynesville (7 mi); Nebo (8 mi); Annada (8 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 65 of them.
- At 100 miles: 395 larger Census places fall inside that radius.
Where Clarksville sits
Clarksville covers about 0.6 square miles of land, with 0.36 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 647 people per square mile. Kansas City, the largest place in Missouri, is about 196 miles from Clarksville. A 50-mile radius around Clarksville takes in 72 places that are larger. By land area it ranks 550th of 937 Missouri places.
The Clarksville borrowing checklist
A sensible order of operations for a loan in Clarksville, home to about 376 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Missouri regulator's licence list.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Clarksville-specific: the same Missouri licensing and disclosure rules reach all 376 residents.
Clarksville in state context
Within Missouri, Clarksville holds roughly 0.0% of all residents, the 530th-largest share among 937 places. On the 2020-to-2023 trend, Clarksville stands 333rd among Missouri's 937 places — roughly the 64th percentile. At about 647 people per square mile, Clarksville is the 530th most densely settled place in Missouri. Within 50 miles sit 65 smaller Census places, alongside the 72 that are larger.
What is available to Clarksville borrowers
With about 647 residents per square mile, Clarksville is moderately settled, and 72 larger Census places sit within 50 miles. Whether Clarksville has a local branch or not, a Missouri-licensed lender can serve its 376 people online on the same terms. The nearest larger city, Pleasant Hill, IL about 5 miles away.
Missouri rules behind a Clarksville personal loan
For the roughly 376 residents of Clarksville, the rules below are Missouri's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Clarksville if my credit is poor?
What loan size can I expect in Clarksville?
Do I have to pledge anything to borrow in Clarksville?
Does comparing loans in Clarksville cost me credit score points?
Nearby places
- Pleasant Hill, IL — population 908
- Paynesville, MO — population 61
- Annada, MO — population 12
- Nebo, IL — population 276
- Eolia, MO — population 484
- Louisiana, MO — population 3,248
- Whiteside, MO — population 61
- Elsberry, MO — population 2,051