Personal loans in Clarkson, NE
Clarkson, Nebraska — home to about 634 people — is a small community, so the terms you are offered follow Nebraska law rather than any local rule. Use the calculator on this page to price an amount and term before you commit in Clarkson. The Census estimates 634 residents in Clarkson, which ranks it 165th of 527 places in Nebraska. When Nebraska caps or restricts a product, lenders either change the terms or withdraw it from Clarkson as from the rest of the state. The 2020 count to the 2023 estimate shows about 1.1% decline in Clarkson. A larger market lies at Stanton, NE about 16 miles away.
Clarkson by the numbers
Clarkson is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 634 people, a figure that places Clarkson 165th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: with 634 residents, Clarkson is larger than about 69% of Nebraska's Census places.
- Land and density: 0.8 square miles of land carry roughly 802 residents per square mile.
- Land area rank: Clarkson's 0.8 square miles rank 135th of 527 places in Nebraska.
- Share of state population: Clarkson's 634 residents are about 0.0% of Nebraska.
- National rank: Clarkson is the 12,206th most populous of the 19,457 Census places covered here.
- Growth rank: Clarkson's 2020-to-2023 change ranks 294th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Clarkson moved 1.1%.
- Density in Nebraska: Clarkson ranks 279th by people per square mile.
- Density vs Nebraska: Clarkson's 802 people per square mile compare with a state median of 830.
- Location: 41.7234 / -97.1215, per the US Census Bureau Gazetteer.
- Nearest larger cities: Stanton (16 mi); Madison (19 mi); Humphrey (19 mi); Schuyler (19 mi); Wisner (21 mi). Lenders licensed in the state serve Clarkson whether or not they keep a local branch.
- Smaller places nearby: Howells (6 mi); Leigh (6 mi); Dodge (12 mi).
- Smaller neighbours: 60 places smaller than Clarkson sit within 50 miles.
- Larger places within 100 miles: 147.
Where Clarkson sits
Clarkson covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 634 residents, the land area yields roughly 802 people per square mile. The largest place in Nebraska, Omaha, lies about 64 miles away. Clarkson has 38 larger places within a 50-mile radius. Within the same 50 miles lie 60 smaller Census places.
Clarkson against the rest of Nebraska
Against Nebraska's other places, Clarkson accounts for about 0.0% of the state's population and ranks 165th of 527 by size. For population change between 2020 and 2023, Clarkson ranks 294th of 527 in Nebraska (about the 44th percentile). By density, at about 802 people per square mile, it ranks 279th in Nebraska. Between 2020 and 2023 the count changed by roughly 7 residents.
Nebraska rules behind a Clarkson personal loan
The rows below set out what a licensed lender must follow in Nebraska, and so for Clarkson's roughly 634 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
A practical checklist for Clarkson borrowers
Before you hand your details to a lender in Clarkson, where the population is near 634:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Clarkson and the rest of Nebraska is not the process but the borrower's own file, among the 634 people here.
Getting a loan in Clarkson
Clarkson is a moderately settled community of about 634 people, with 38 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Clarkson's 634 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Stanton, NE about 16 miles away.
Common questions
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Nearby places
- Howells, NE — population 561
- Leigh, NE — population 439
- Dodge, NE — population 575
- Creston, NE — population 175
- Stanton, NE — population 1,526
- Schuyler, NE — population 6,529
- Pilger, NE — population 242
- Richland, NE — population 73