Personal loans in Clarendon Hills, IL
Clarendon Hills, Illinois — home to about 8,562 people — is a small town, so the terms you are offered follow Illinois law rather than any local rule.
When Illinois caps or restricts a product, lenders either change the terms or withdraw it from Clarendon Hills as from the rest of the state. By population, Clarendon Hills sits at 249th in Illinois, with an estimated 8,562 residents. For a community of about 8,562, the practical step is to compare APR across at least three lenders before committing. The trend for Clarendon Hills between 2020 and 2023 is downward by roughly 1.6%. Borrowers who want a bigger city can look to Westmont, IL about 1 miles away.
Clarendon Hills: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.
- Population: a Census-estimated 8,562, 249th among Illinois's 1,294 places (Vintage 2023).
- Population trend: About 1.6% below the 2020 Census base.
- People gained or lost: about 138 fewer since the 2020 base.
- Size percentile: roughly 81% of Illinois's places have fewer residents than Clarendon Hills's 8,562.
- Population density: about 4,730 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Clarendon Hills's 1.8 square miles rank 528th of 1,294 places in Illinois.
- Water area: Clarendon Hills has 0.01 square miles of water, ranking 472nd of 1,294 places in Illinois.
- Share of state population: Clarendon Hills's 8,562 residents are about 0.1% of Illinois.
- National rank: Clarendon Hills is the 3,507th most populous of the 19,457 Census places covered here.
- Growth rank: Clarendon Hills's 2020-to-2023 change ranks 410th of 1,294 places in Illinois.
- Against the state trend: Clarendon Hills's 1.6% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Clarendon Hills places 45th among Illinois's places by people per square mile.
- Density vs Illinois: Clarendon Hills's 4,730 people per square mile compare with a state median of 993.
- Location: 41.7984, -87.9572 (US Census Bureau Gazetteer).
- Nearest larger cities: Westmont (1 mi); Hinsdale (2 mi); Willowbrook (2 mi); Western Springs (3 mi); Downers Grove (3 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Oak Brook (3 mi); Indian Head Park (4 mi); Oakbrook Terrace (4 mi).
- Within a 50-mile radius: 144 smaller Census places.
- Within 100 miles: 255 places are larger than Clarendon Hills.
The state rulebook for Clarendon Hills
For the roughly 8,562 residents of Clarendon Hills, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Borrowing reach in Clarendon Hills
With about 4,730 residents per square mile, Clarendon Hills is fairly dense, and 193 larger Census places sit within 50 miles. What is available to Clarendon Hills's 8,562 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Westmont, IL about 1 miles away.
Clarendon Hills's place among Illinois's 1,294 places
Against Illinois's other places, Clarendon Hills accounts for about 0.1% of the state's population and ranks 249th of 1,294 by size. On the 2020-to-2023 trend, Clarendon Hills stands 410th among Illinois's 1,294 places — roughly the 68th percentile. By density, at about 4,730 people per square mile, it ranks 45th in Illinois. Between 2020 and 2023 the count changed by roughly 138 residents.
Steps to take before a Clarendon Hills loan
These steps shape the offer you get in Clarendon Hills, a place of about 8,562 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Illinois regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
In Clarendon Hills as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 8,562 residents.
Clarendon Hills: area, density and distance
Inside Clarendon Hills's boundaries lie roughly 1.8 square miles of land and 0.01 square miles of water. With 8,562 residents, the land area yields roughly 4,730 people per square mile. Chicago, the largest place in Illinois, is about 14 miles from Clarendon Hills. Within 50 miles of Clarendon Hills there are 193 larger Census places. By land area it ranks 528th of 1,294 Illinois places.
Common questions
What are my options in Clarendon Hills if my credit is poor?
What loan size can I expect in Clarendon Hills?
Do I have to pledge anything to borrow in Clarendon Hills?
Does comparing loans in Clarendon Hills cost me credit score points?
Nearby places
- Westmont, IL — population 23,933
- Hinsdale, IL — population 17,297
- Willowbrook, IL — population 9,038
- Oak Brook, IL — population 8,049
- Oakbrook Terrace, IL — population 2,690
- Western Springs, IL — population 13,290
- Darien, IL — population 21,698
- Burr Ridge, IL — population 11,023