Personal loans in Clare, MI

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Clare's 3,278 residents. With 3,278 residents, Clare outranks about 64% of the communities in Michigan. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Clare loan. A 2020-to-2023 comparison shows Clare up by about 0.6%. For a bigger market, look to Mount Pleasant, MI about 16 miles away.

The Clare data picture

The figures below are Clare's own — Census population, land area and coordinates — followed by the Michigan rules.

• Population: the Census counts 3,278 residents in Clare (Vintage 2023 subcounty estimate), the 193rd-largest figure among Michigan's 533 places.
• Population trend: Higher by roughly 0.6% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 18 residents.
• Size percentile: with 3,278 residents, Clare is larger than about 64% of Michigan's Census places.
• Density: the Census land area of 3.7 sq mi holds about 878 people per square mile.
• By land area: Clare ranks 129th among Michigan's 533 places, at 3.7 sq mi.
• Water area rank: Clare ranks 162nd among Michigan's 533 places, with 0.11 sq mi.
• State share: roughly 0.1% of Michigan's residents live in Clare (3,278 people).
• National rank: Clare sits 6,000th by population among the 19,457 places in this dataset.
• Growth rank: Clare ranks 159th among Michigan's 533 places for the 2020-to-2023 change.
• State comparison: Michigan's places average -0.3% for 2020-to-2023, against Clare's 0.6%.
• Density rank: Clare is the 324th most densely settled place in Michigan.
• Density vs Michigan: Clare's 878 people per square mile compare with a state median of 1,078.
• Location: 43.8260, -84.7618 (US Census Bureau Gazetteer).
• Nearest larger cities: Mount Pleasant (16 mi); St. Louis (30 mi); Midland (30 mi); Alma (31 mi); Big Rapids (37 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Farwell (5 mi); Rosebush (8 mi); Coleman (10 mi) — useful context for the surrounding area.
• Smaller neighbours: 45 places smaller than Clare sit within 50 miles.
• Larger places within 100 miles: 66.

The anatomy of a Clare personal loan

A Clare personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,278 residents. Federal Truth in Lending rules require a Clare lender to disclose the APR and finance charge before you sign. The term you choose in Clare decides the split between a comfortable payment and the total interest you pay.

Getting a loan in Clare

Clare is moderately settled, with about 878 people per square mile and 9 larger places within 50 miles. Distance to a branch rarely matters for Clare's 3,278 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Mount Pleasant, MI about 16 miles away.

Michigan consumer-lending rules applied in Clare

For the roughly 3,278 residents of Clare, the rules below are Michigan's own; each row carries its publisher and retrieval date.

Clare against the rest of Michigan

Against Michigan's other places, Clare accounts for about 0.1% of the state's population and ranks 193rd of 533 by size. On the 2020-to-2023 trend, Clare stands 159th among Michigan's 533 places — roughly the 70th percentile. Its roughly 878 residents per square mile place it 324th among Michigan's places. Between 2020 and 2023 the count changed by roughly 18 residents.

Land, water and location for Clare

Clare covers about 3.7 square miles of land, with 0.11 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 878 residents per square mile. For the state's biggest city, Detroit, the distance is roughly 130 miles. Counting outward 50 miles, 9 larger communities surround Clare. By land area it ranks 129th of 533 Michigan places.