Personal loans in Church Hill, TN

Church Hill ranks 78th of 344 places in Tennessee, with a population near 7,232. Borrowers who want a bigger city can look to Kingsport, TN about 9 miles away. Rate ceilings, licensing requirements and product limits for Church Hill are all set at the Tennessee level. Begin with the payment, then weigh APR and total interest across the lenders that reach Church Hill's 7,232 residents.

Church Hill by the numbers

The figures below are Church Hill's own — Census population, land area and coordinates — followed by the Tennessee rules.

• Population: 7,232 — Church Hill ranks 78th of 344 communities in Tennessee (US Census Bureau, Vintage 2023).
• Population trend: Up about 3.2% from the 2020 Census base to the 2023 estimate.
• Absolute change: 226 residents added between 2020 and 2023.
• Size percentile: roughly 77% of Tennessee's places have fewer residents than Church Hill's 7,232.
• Density: roughly 767 residents per square mile, spread over 9.4 sq mi of land.
• Land area rank: Church Hill's 9.4 square miles rank 95th of 344 places in Tennessee.
• Water: Church Hill holds about 0.42 square miles, the 22nd-largest water area in Tennessee.
• State share: roughly 0.2% of Tennessee's residents live in Church Hill (7,232 people).
• Nationally: Church Hill is the 3,921st-largest of 19,457 Census places in the dataset.
• Growth rank: Church Hill ranks 119th among Tennessee's 344 places for the 2020-to-2023 change.
• Against the state trend: Church Hill's 3.2% change compares with a Tennessee average of +2.4% across its 344 places.
• Density rank: Church Hill is the 118th most densely settled place in Tennessee.
• Against the state median: Church Hill runs about 767 residents per square mile, where the Tennessee median is 553.
• Location: 36.5196, -82.7141 (Census Gazetteer coordinates).
• Nearest larger cities: Kingsport (9 mi); Johnson City (22 mi); Greeneville (25 mi); Bristol (28 mi); Elizabethton (29 mi). Larger metros often have more branches, but online lenders reach Church Hill on the same terms.
• Nearest smaller towns: Mount Carmel (4 mi); Surgoinsville (9 mi); Weber City (11 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 55 of them.
• Within 100 miles: 37 places are larger than Church Hill.

The anatomy of a Church Hill personal loan

A Church Hill personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 7,232 residents. The APR tracks your credit score rather than Church Hill's rank of 78th in Tennessee: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Church Hill decides the split between a comfortable payment and the total interest you pay.

How Tennessee law applies in Church Hill

This table holds the Tennessee rate and licensing rules for consumer loans made to Church Hill's 7,232 residents.

Where Church Hill sits

Inside Church Hill's boundaries lie roughly 9.4 square miles of land and 0.42 square miles of water. Spread across it are roughly 767 residents per square mile. For the state's biggest city, Memphis, the distance is roughly 418 miles. A 50-mile radius around Church Hill takes in 8 places that are larger. The 100-mile radius contains 37 larger places.

Getting a loan in Church Hill

Church Hill is a moderately settled community of about 7,232 people, with 8 larger places inside a 50-mile radius. A Tennessee licence lets a lender serve Church Hill without a local office, so branch density does not change what its 7,232 residents are offered. For a larger market, the closest option is Kingsport, TN about 9 miles away.

Where Church Hill sits in Tennessee

Against Tennessee's other places, Church Hill accounts for about 0.2% of the state's population and ranks 78th of 344 by size. For population change between 2020 and 2023, Church Hill ranks 119th of 344 in Tennessee (about the 65th percentile). Its roughly 767 residents per square mile place it 118th among Tennessee's places. Within 50 miles sit 55 smaller Census places, alongside the 8 that are larger.