Personal loans in Cheyenne Wells, CO

At about 722 residents, Cheyenne Wells is larger than roughly 36% of the places in Colorado. Compare APR, not the interest rate, because the APR folds in most fees on a Cheyenne Wells loan. Consumer lending that reaches Cheyenne Wells's 722 residents is governed by Colorado statute; no city ordinance changes it. The next larger city is Sharon Springs, KS about 33 miles away.

Borrowing in Cheyenne Wells: the local picture

Most of what governs a Cheyenne Wells loan is written in Colorado law rather than in the city; the sourced notes below make that split concrete.

• Population: about 722 people live here, which puts Cheyenne Wells 172nd of 270 Census places in Colorado (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 4.2%.
• Net change: roughly 32 fewer people than the 2020 Census counted.
• Size percentile: Cheyenne Wells's 722 people outrank roughly 36% of the places in Colorado.
• Density: roughly 675 residents per square mile, spread over 1.1 sq mi of land.
• Land area: Cheyenne Wells covers 1.1 square miles, the 161st-largest area among Colorado's 270 places.
• State share: roughly 0.0% of Colorado's residents live in Cheyenne Wells (722 people).
• National standing: Cheyenne Wells ranks 11,645th of 19,457 US places.
• Growth in Colorado: Cheyenne Wells stands 240th by percentage change from 2020 to 2023, among 270 places.
• Against the state trend: Cheyenne Wells's 4.2% change compares with a Colorado average of +2.3% across its 270 places.
• Density in Colorado: Cheyenne Wells ranks 190th by people per square mile.
• Density vs Colorado: Cheyenne Wells's 675 people per square mile compare with a state median of 1,126.
• Location: 38.8192, -102.3520 (Census Gazetteer coordinates).
• Nearest larger cities: Sharon Springs (33 mi); Burlington (34 mi); Goodland (50 mi); Lamar (53 mi); Holly (54 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Kit Carson (24 mi); Sheridan Lake (25 mi); Eads (33 mi).
• Smaller places within 50 miles: 12 of them.
• At 100 miles: 25 larger Census places fall inside that radius.

Cheyenne Wells on the map

Cheyenne Wells's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 675 people per square mile. The largest place in Colorado, Denver, lies about 150 miles away. Counting outward 50 miles, 2 larger communities surround Cheyenne Wells. By land area it ranks 161st of 270 Colorado places.

Getting a loan in Cheyenne Wells

At roughly 675 people per square mile, Cheyenne Wells is moderately settled; 2 larger places lie within 50 miles. Whether Cheyenne Wells has a local branch or not, a Colorado-licensed lender can serve its 722 people online on the same terms. The nearest bigger place is Sharon Springs, KS about 33 miles away.

How Cheyenne Wells compares across Colorado

Set beside Colorado's 270 places, Cheyenne Wells ranks 172nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 240th of 270 Colorado places, putting it near the 11th percentile for growth. By density, at about 675 people per square mile, it ranks 190th in Colorado. Between 2020 and 2023 the count changed by roughly 32 residents.

The state rulebook for Cheyenne Wells

The rows below set out what a licensed lender must follow in Colorado, and so for Cheyenne Wells's roughly 722 residents.

How personal loans work in Cheyenne Wells

A Cheyenne Wells personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 722 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Cheyenne Wells. Shortening the term on a Cheyenne Wells loan raises the monthly payment but cuts the interest; lengthening it does the reverse.