Personal loans in Chevy Chase Section Three, MD

The roughly 791 people who live in Chevy Chase Section Three borrow under Maryland rules; city hall sets no personal-loan rate. A 2020-to-2023 comparison shows Chevy Chase Section Three down by about 1.2%. Chevy Chase Section Three is one of 157 Census places in Maryland; its 791 residents put it at 107th. Pull your credit reports and line up at least three offers before you apply from Chevy Chase Section Three. A single loan can carry different costs on either side of a state line, and Chevy Chase Section Three sits on the Maryland side of that line. The nearest larger metro is Martin's Additions, MD about 0 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Where Chevy Chase Section Three stands

The figures below are Chevy Chase Section Three's own — Census population, land area and coordinates — followed by the Maryland rules.

Population: a Census-estimated 791, 107th among Maryland's 157 places (Vintage 2023).
Population trend: A loss of roughly 1.2% between 2020 and 2023.
Absolute change: 10 residents lost between 2020 and 2023.
Size percentile: roughly 32% of Maryland's places have fewer residents than Chevy Chase Section Three's 791.
Density: roughly 6,761 residents per square mile, spread over 0.1 sq mi of land.
By land area: Chevy Chase Section Three ranks 149th among Maryland's 157 places, at 0.1 sq mi.
State share: roughly 0.1% of Maryland's residents live in Chevy Chase Section Three (791 people).
National rank: Chevy Chase Section Three is 11,229th of 19,457 places nationwide.
Growth in Maryland: Chevy Chase Section Three stands 107th by percentage change from 2020 to 2023, among 157 places.
State comparison: Maryland's places average +0.7% for 2020-to-2023, against Chevy Chase Section Three's 1.2%.
Density rank: Chevy Chase Section Three places 8th among Maryland's places by people per square mile.
Density vs Maryland: Chevy Chase Section Three's 6,761 people per square mile compare with a state median of 1,734.
Location: mapped by the US Census Bureau at 38.9793, -77.0742.
Nearest larger cities: Martin's Additions (0 mi); Chevy Chase (1 mi); Chevy Chase Village (1 mi); Somerset (1 mi); Chevy Chase View (3 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Smaller communities within reach: Chevy Chase Section Five (0 mi); North Chevy Chase (2 mi); Glen Echo (4 mi).
Smaller neighbours: 24 places smaller than Chevy Chase Section Three sit within 50 miles.
At 100 miles: 263 larger Census places fall inside that radius.

Borrowing reach in Chevy Chase Section Three

Chevy Chase Section Three is densely built, with about 6,761 people per square mile and 81 larger places within 50 miles. Distance to a branch rarely matters for Chevy Chase Section Three's 791 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Martin's Additions, MD about 0 miles away.

The Chevy Chase Section Three borrowing checklist

Complete these steps first when you borrow in Chevy Chase Section Three (791 residents):

Pull your credit reports first and correct any error before a lender sees the file.
Run the numbers on the personal loan calculator so you know the payment before you apply.
Collect three or more offers and compare them on APR, not on the advertised rate.
Confirm the Maryland licence with the regulator named above before committing.
Write down the purpose of the loan and your repayment plan before you apply.
If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Chevy Chase Section Three and the rest of Maryland is not the process but the borrower's own file, among the 791 people here.

How personal loans work in Chevy Chase Section Three

With roughly 791 residents, Chevy Chase Section Three is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Chevy Chase Section Three. The term you choose in Chevy Chase Section Three decides the split between a comfortable payment and the total interest you pay.

How Chevy Chase Section Three compares across Maryland

Set beside Maryland's 157 places, Chevy Chase Section Three ranks 107th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Chevy Chase Section Three stands 107th among Maryland's 157 places — roughly the 32th percentile. Its roughly 6,761 residents per square mile place it 8th among Maryland's places. By land area, its 0.1 square miles rank 149th of 157 places in Maryland.

The Maryland lending rules that reach Chevy Chase Section Three

Every row below records a Maryland rule, its publisher and its retrieval date — the same rules a Chevy Chase Section Three lender must follow.

Rule	Detail	Source
State lending regulator	Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator"	Maryland Department of Labor as of 2026-09-16
OFR consumer-loan interest-rate limits	2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%"	Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16
Maximum legal interest rate (usury cap)	24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18% Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance"	Maryland General Assembly as of 2026-09-16

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Common questions

What are my options in Chevy Chase Section Three if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Chevy Chase Section Three is the same as anywhere in Maryland.

What loan size can I expect in Chevy Chase Section Three?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Chevy Chase Section Three?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Chevy Chase Section Three cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Chevy Chase Section Five, MD — population 663
Martin's Additions, MD — population 931
Chevy Chase, MD — population 2,866
Chevy Chase Village, MD — population 2,027
North Chevy Chase, MD — population 676
Somerset, MD — population 1,177
Chevy Chase View, MD — population 996
Kensington, MD — population 2,108