Personal loans in Chataignier, LA

Borrowing in Chataignier: the local picture

Set out below is Chataignier's local context next to the state-level rules that reach every lender here.

• Population: 256 people, a figure that places Chataignier 251st among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.3% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: roughly 17% of Louisiana's places have fewer residents than Chataignier's 256.
• Land and density: 0.6 square miles of land carry roughly 408 residents per square mile.
• Land area: Chataignier covers 0.6 square miles, the 289th-largest area among Louisiana's 302 places.
• Share of Louisiana: Chataignier holds about 0.0% of the state's population, some 256 people.
• National standing: Chataignier ranks 15,674th of 19,457 US places.
• Growth rank: Chataignier ranks 124th among Louisiana's 302 places for the 2020-to-2023 change.
• State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Chataignier's 2.3%.
• Density in Louisiana: Chataignier ranks 181st by people per square mile.
• Density in context: Chataignier's 408 people per square mile sit against a Louisiana median of 534.
• Location: it lies at 30.5696, -92.3168 in the Census Gazetteer.
• Nearest larger cities: Mamou (8 mi); Eunice (8 mi); Ville Platte (9 mi); Church Point (13 mi); Opelousas (14 mi). Lenders licensed in the state serve Chataignier whether or not they keep a local branch.
• Smaller communities close by: Palmetto (26 mi); Evergreen (29 mi); McNary (33 mi), each with its own Census population profile.
• Within a 50-mile radius: 6 smaller Census places.
• Larger places within 100 miles: 152.

The state rulebook for Chataignier

Louisiana has no separate rate rule for Chataignier; the sourced rows below are what reach every lender that serves its 256 people.

Chataignier in state context

Set beside Louisiana's 302 places, Chataignier ranks 251st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Chataignier stands 124th among Louisiana's 302 places — roughly the 59th percentile. At about 408 people per square mile, Chataignier is the 181st most densely settled place in Louisiana. Within 50 miles sit 6 smaller Census places, alongside the 65 that are larger.

What is available to Chataignier borrowers

Chataignier is lightly settled, with about 408 people per square mile and 65 larger places within 50 miles. What is available to Chataignier's 256 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mamou, LA about 8 miles away.

What shapes a Chataignier personal loan

Most loans made to Chataignier's 256 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Chataignier lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Chataignier loan but raises total interest, so the smallest payment is not the cheapest loan.

Chataignier: area, density and distance

The Census Gazetteer records about 0.6 square miles of land within Chataignier, with no significant water area listed. Spread across it are roughly 408 residents per square mile. The state's population centre of gravity, New Orleans, is roughly 147 miles away. A 50-mile radius around Chataignier takes in 65 places that are larger. By land area it ranks 289th of 302 Louisiana places.