Personal loans in Chanute, KS
If you are weighing a personal loan in Chanute, start from the payment you can carry; its 8,468 residents face the same statewide rules. Verify the lender's Kansas licence against the regulator named below before borrowing in Chanute.
Chanute ranks 43rd of 625 places in Kansas, with a population near 8,468. For the 8,468 people in Chanute, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. From the 2020 Census base to the 2023 estimate, the population declined by about 3.1%. The nearest larger city is Parsons, KS about 26 miles away.
Chanute: population, trend and location
Chanute is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 8,468, ranked 43rd of 625 places in Kansas (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 3.1% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 274 residents.
- Size percentile: with 8,468 residents, Chanute is larger than about 93% of Kansas's Census places.
- Density: roughly 1,193 residents per square mile, spread over 7.1 sq mi of land.
- Land area: Chanute covers 7.1 square miles, the 47th-largest area among Kansas's 625 places.
- Water area rank: Chanute ranks 30th among Kansas's 625 places, with 0.12 sq mi.
- State share: roughly 0.3% of Kansas's residents live in Chanute (8,468 people).
- National rank: Chanute is the 3,538th most populous of the 19,457 Census places covered here.
- Growth rank: Chanute ranks 529th among Kansas's 625 places for the 2020-to-2023 change.
- Against the state trend: Chanute's 3.1% change compares with a Kansas average of -1.0% across its 625 places.
- Density in Kansas: Chanute ranks 157th by people per square mile.
- Density in context: Chanute's 1,193 people per square mile sit against a Kansas median of 764.
- Location: latitude 37.6697, longitude -95.4642 (Census Gazetteer).
- Nearest larger cities: Parsons (26 mi); Coffeyville (45 mi); Pittsburg (46 mi); Miami (63 mi); Emporia (64 mi). Larger metros often have more branches, but online lenders reach Chanute on the same terms.
- Smaller places close by: Earlton (6 mi); Humboldt (10 mi); Thayer (13 mi).
- Smaller places within 50 miles: 80 of them.
- Within 100 miles: 37 places are larger than Chanute.
Chanute: area, density and distance
Chanute covers about 7.1 square miles of land, with 0.12 square miles of water inside its boundaries (Census Gazetteer). With 8,468 residents, the land area yields roughly 1,193 people per square mile. The largest place in Kansas, Wichita, lies about 103 miles away. A 50-mile radius around Chanute takes in 3 places that are larger. By land area it ranks 47th of 625 Kansas places.
Chanute in state context
Among Kansas's 625 places, Chanute sits at 43rd for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, Chanute ranks 529th of 625 in Kansas (about the 15th percentile). By density, at about 1,193 people per square mile, it ranks 157th in Kansas. By land area, its 7.1 square miles rank 47th of 625 places in Kansas.
A pre-application checklist for Chanute
Before you apply in Chanute, a community of about 8,468, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Kansas licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Kansas; what changes is your credit file, not the fact that Chanute holds 8,468 people.
What is available to Chanute borrowers
At roughly 1,193 people per square mile, Chanute is moderately settled; 3 larger places lie within 50 miles. Whether Chanute has a local branch or not, a Kansas-licensed lender can serve its 8,468 people online on the same terms. The nearest larger city, Parsons, KS about 26 miles away.
The state rulebook for Chanute
Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Chanute lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
Common questions
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Nearby places
- Earlton, KS — population 59
- Humboldt, KS — population 1,816
- Thayer, KS — population 425
- Galesburg, KS — population 141
- Buffalo, KS — population 212
- Erie, KS — population 1,019
- Bassett, KS — population 22
- Altoona, KS — population 343