Personal loans in Chancellor, SD

Begin with the payment, then weigh APR and total interest across the lenders that reach Chancellor's 316 residents. A single loan can carry different costs on either side of a state line, and Chancellor sits on the South Dakota side of that line. From the 2020 Census base to the 2023 estimate, the population rose by about 5.0%. For a bigger market, look to Lennox, SD about 5 miles away.

Local context for Chancellor

Chancellor is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 316 residents, 151st of 309 places in South Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 5.0% since the 2020 count.
• Absolute change: 15 residents added between 2020 and 2023.
• Size percentile: roughly 51% of South Dakota's places have fewer residents than Chancellor's 316.
• Land and density: 0.2 square miles of land carry roughly 1,436 residents per square mile.
• Land area rank: Chancellor's 0.2 square miles rank 279th of 309 places in South Dakota.
• State share: roughly 0.0% of South Dakota's residents live in Chancellor (316 people).
• National rank: Chancellor sits 14,925th by population among the 19,457 places in this dataset.
• Growth in South Dakota: Chancellor stands 35th by percentage change from 2020 to 2023, among 309 places.
• State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Chancellor's 5.0%.
• Density rank: Chancellor is the 25th most densely settled place in South Dakota.
• Density vs South Dakota: Chancellor's 1,436 people per square mile compare with a state median of 581.
• Location: coordinates 43.3718, -96.9873 (US Census Bureau Gazetteer).
• Nearest larger cities: Lennox (5 mi); Parker (8 mi); Hurley (8 mi); Tea (10 mi); Worthing (11 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Davis (8 mi); Monroe (14 mi); Dolton (22 mi).
• Smaller neighbours: 33 places smaller than Chancellor sit within 50 miles.
• At 100 miles: 199 larger Census places fall inside that radius.

A pre-application checklist for Chancellor

A sensible order of operations for a loan in Chancellor, home to about 316 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the South Dakota regulator's licence list.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

What differs between Chancellor and the rest of South Dakota is not the process but the borrower's own file, among the 316 people here.

Borrowing reach in Chancellor

Chancellor is moderately settled, with about 1,436 people per square mile and 55 larger places within 50 miles. A South Dakota licence lets a lender serve Chancellor without a local office, so branch density does not change what its 316 residents are offered. The nearest larger city, Lennox, SD about 5 miles away.

How Chancellor compares across South Dakota

Against South Dakota's other places, Chancellor accounts for about 0.0% of the state's population and ranks 151st of 309 by size. For population change between 2020 and 2023, Chancellor ranks 35th of 309 in South Dakota (about the 89th percentile). By density, at about 1,436 people per square mile, it ranks 25th in South Dakota. In land area, Chancellor ranks 279th among South Dakota's 309 places.

Chancellor on the map

The Census Gazetteer records about 0.2 square miles of land within Chancellor, with no significant water area listed. The resulting density is about 1,436 people per square mile. The state's population centre of gravity, Sioux Falls, is roughly 17 miles away. A 50-mile radius around Chancellor takes in 55 places that are larger. By land area it ranks 279th of 309 South Dakota places.

South Dakota consumer-lending rules applied in Chancellor

Below are the South Dakota rules that apply to a loan made in Chancellor, each with the regulator that issued it.