Personal loans in Chamois, MO
A 2020-to-2023 comparison shows Chamois up by about 1.1%. The Census estimates 378 residents in Chamois, which ranks it 525th of 937 places in Missouri. The roughly 378 people who live in Chamois borrow under Missouri rules; city hall sets no personal-loan rate. Compare APR, not the interest rate, because the APR folds in most fees on a Chamois loan. Which products a lender may offer to Chamois's 378 residents follows from the Missouri consumer-lending framework. The next larger city is Linn, MO about 14 miles away.
Local context for Chamois
The figures below are Chamois's own — Census population, land area and coordinates — followed by the Missouri rules.
- Population: 378 residents; Chamois is the 525th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 1.1% from 2020 to 2023.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: Chamois sits ahead of around 44% of Missouri places, at 378 people.
- Population density: about 1,022 people per square mile (Census land area 0.4 sq mi).
- Land area rank: Chamois's 0.4 square miles rank 646th of 937 places in Missouri.
- Water: Chamois holds about 0.03 square miles, the 171st-largest water area in Missouri.
- Share of Missouri: Chamois holds about 0.0% of the state's population, some 378 people.
- National rank: Chamois is the 14,302nd most populous of the 19,457 Census places covered here.
- Growth rank: Chamois ranks 360th among Missouri's 937 places for the 2020-to-2023 change.
- Against the state trend: Chamois's 1.1% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Chamois is the 294th most densely settled place in Missouri.
- Density vs Missouri: Chamois's 1,022 people per square mile compare with a state median of 743.
- Location: the Census Gazetteer records it at 38.6738, -91.7730.
- Nearest larger cities: Linn (14 mi); Fulton (16 mi); New Bloomfield (17 mi); Hermann (18 mi); Holts Summit (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Mokane (5 mi); Morrison (8 mi); Gasconade (11 mi).
- Within a 50-mile radius: 45 smaller Census places.
- At 100 miles: 296 larger Census places fall inside that radius.
Chamois's place among Missouri's 937 places
Within Missouri, Chamois holds roughly 0.0% of all residents, the 525th-largest share among 937 places. Its 2020-to-2023 change ranks 360th of 937 Missouri places, putting it near the 62th percentile for growth. Its roughly 1,022 residents per square mile place it 294th among Missouri's places. The population moved by about 4 people between 2020 and 2023, a 1.1% shift.
How lenders reach Chamois
Chamois is moderately settled, with about 1,022 people per square mile and 55 larger places within 50 miles. Lenders licensed in Missouri reach Chamois's 378 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Linn, MO about 14 miles away.
The geography behind Chamois
Inside Chamois's boundaries lie roughly 0.4 square miles of land and 0.03 square miles of water. With 378 residents, the land area yields roughly 1,022 people per square mile. The state's population centre of gravity, Kansas City, is roughly 153 miles away. A 50-mile radius around Chamois takes in 55 places that are larger. The 100-mile radius contains 296 larger places.
What to do before borrowing in Chamois
These steps shape the offer you get in Chamois, a place of about 378 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Missouri regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Chamois-specific: the same Missouri licensing and disclosure rules reach all 378 residents.
What Missouri law requires in Chamois
For the roughly 378 residents of Chamois, the rules below are Missouri's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
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Nearby places
- Mokane, MO — population 186
- Morrison, MO — population 94
- Linn, MO — population 1,424
- Gasconade, MO — population 168
- Fulton, MO — population 12,473
- Rhineland, MO — population 139
- Kingdom City, MO — population 134
- New Bloomfield, MO — population 737