Personal loans in Central Lake, MI

Central Lake: population, trend and location

Only a few things actually differ by place — population, area, location, and the Michigan rules a lender must follow — and they are below.

• Population: a Census-estimated 977, 358th among Michigan's 533 places (Vintage 2023).
• Population trend: A rise of about 3.9% from 2020 to 2023.
• Absolute change: 37 residents added between 2020 and 2023.
• Size percentile: roughly 33% of Michigan's places have fewer residents than Central Lake's 977.
• Population density: about 994 people per square mile (Census land area 1.0 sq mi).
• Land area rank: Central Lake's 1.0 square miles rank 425th of 533 places in Michigan.
• Water: Central Lake holds about 0.17 square miles, the 121st-largest water area in Michigan.
• Share of state population: Central Lake's 977 residents are about 0.0% of Michigan.
• National rank: Central Lake is the 10,307th most populous of the 19,457 Census places covered here.
• Growth rank: Central Lake ranks 20th among Michigan's 533 places for the 2020-to-2023 change.
• State comparison: Michigan's places average -0.3% for 2020-to-2023, against Central Lake's 3.9%.
• Density rank: Central Lake is the 281st most densely settled place in Michigan.
• Against the state median: Central Lake runs about 994 residents per square mile, where the Michigan median is 1,078.
• Location: mapped by the US Census Bureau at 45.0690, -85.2612.
• Nearest larger cities: Bellaire (7 mi); East Jordan (9 mi); Elk Rapids (14 mi); Mancelona (15 mi); Boyne City (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Ellsworth (7 mi); Northport (18 mi); Boyne Falls (18 mi).
• Smaller neighbours: 13 places smaller than Central Lake sit within 50 miles.
• Within 100 miles: 39 places are larger than Central Lake.

Where Central Lake sits

Inside Central Lake's boundaries lie roughly 1.0 square miles of land and 0.17 square miles of water. With 977 residents, the land area yields roughly 994 people per square mile. The state's population centre of gravity, Detroit, is roughly 215 miles away. Central Lake has 14 larger places within a 50-mile radius. Within the same 50 miles lie 13 smaller Census places.

How lenders reach Central Lake

Central Lake is moderately settled, with about 994 people per square mile and 14 larger places within 50 miles. Lenders licensed in Michigan reach Central Lake's 977 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Bellaire, MI about 7 miles away.

The Michigan lending rules that reach Central Lake

When Michigan does not publish a figure, the row links to the source instead of inventing a number; Central Lake is bound by the same rules.

Inside a Central Lake personal loan

In Central Lake, a small community of about 977, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Central Lake. Shortening the term on a Central Lake loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Central Lake against the rest of Michigan

Set beside Michigan's 533 places, Central Lake ranks 358th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Central Lake stands 20th among Michigan's 533 places — roughly the 96th percentile. Its roughly 994 residents per square mile place it 281st among Michigan's places. By land area, its 1.0 square miles rank 425th of 533 places in Michigan.