Personal loans in Centerville, OH

Decide the purpose of the loan and your repayment plan before sharing any details with a Centerville lender. Centerville gained roughly 6.2% in population across the 2020-to-2023 comparison. Which products a lender may offer to Centerville's 25,754 residents follows from the Ohio consumer-lending framework. The next larger city is Kettering, OH about 4 miles away.

Centerville by the numbers

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

• Population: 25,754 residents; Centerville is the 59th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 6.2% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 1,505 residents.
• Size percentile: with 25,754 residents, Centerville is larger than about 94% of Ohio's Census places.
• Population density: 2,347 people per square mile on 11.0 square miles of land.
• Land area rank: Centerville's 11.0 square miles rank 87th of 924 places in Ohio.
• Water area: Centerville has 0.06 square miles of water, ranking 193rd of 924 places in Ohio.
• Within Ohio: about 0.3% of the state's population lives in Centerville.
• National rank: Centerville sits 1,518th by population among the 19,457 places in this dataset.
• Growth in Ohio: Centerville stands 24th by percentage change from 2020 to 2023, among 924 places.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Centerville's 6.2%.
• Density rank: Centerville places 137th among Ohio's places by people per square mile.
• Density in context: Centerville's 2,347 people per square mile sit against a Ohio median of 1,289.
• Location: 39.6343 / -84.1457, per the US Census Bureau Gazetteer.
• Nearest larger cities: Kettering (4 mi); Beavercreek (8 mi); Dayton (11 mi); Fairborn (14 mi); Middletown (15 mi). Larger metros often have more branches, but online lenders reach Centerville on the same terms.
• Smaller towns nearby: Bellbrook (3 mi); Oakwood (6 mi); West Carrollton (6 mi).
• Smaller neighbours: 210 places smaller than Centerville sit within 50 miles.
• Within 100 miles: 37 places are larger than Centerville.

Getting a loan in Centerville

At roughly 2,347 people per square mile, Centerville is fairly dense; 14 larger places lie within 50 miles. Distance to a branch rarely matters for Centerville's 25,754 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Kettering, OH about 4 miles away.

How personal loans work in Centerville

Centerville is a smaller city of about 25,754 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Centerville's 25,754 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Centerville loan but raises total interest, so the smallest payment is not the cheapest loan.

What Ohio law requires in Centerville

The rows below set out what a licensed lender must follow in Ohio, and so for Centerville's roughly 25,754 residents.

Where Centerville sits

Inside Centerville's boundaries lie roughly 11.0 square miles of land and 0.06 square miles of water. That land carries about 2,347 people per square mile. The largest place in Ohio, Columbus, lies about 66 miles away. Within 50 miles of Centerville there are 14 larger Census places. By land area it ranks 87th of 924 Ohio places.

Where Centerville sits in Ohio

Among Ohio's 924 places, Centerville sits at 59th for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, Centerville ranks 24th of 924 in Ohio (about the 97th percentile). Its roughly 2,347 residents per square mile place it 137th among Ohio's places. The population moved by about 1,505 people between 2020 and 2023, a 6.2% shift.