Personal loans in Centerville, TN

Local context for Centerville

Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.

• Population: about 3,567, ranked 128th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.2% more residents than the 2020 Census counted.
• Absolute change: 42 residents added between 2020 and 2023.
• Size percentile: roughly 63% of Tennessee's places have fewer residents than Centerville's 3,567.
• Land and density: 10.8 square miles of land carry roughly 332 residents per square mile.
• Land area: Centerville covers 10.8 square miles, the 80th-largest area among Tennessee's 344 places.
• State population share: Centerville accounts for about 0.1% of everyone in Tennessee.
• National standing: Centerville ranks 5,775th of 19,457 US places.
• Growth in Tennessee: Centerville stands 193rd by percentage change from 2020 to 2023, among 344 places.
• Versus Tennessee: the state average change is +2.4%, while Centerville moved 1.2%.
• Density rank: Centerville is the 251st most densely settled place in Tennessee.
• Against the state median: Centerville runs about 332 residents per square mile, where the Tennessee median is 553.
• Location: 35.8262, -87.4383 (US Census Bureau Gazetteer).
• Nearest larger cities: Dickson (17 mi); Hohenwald (20 mi); Fairview (20 mi); White Bluff (23 mi); Mount Pleasant (24 mi). Living near a larger metro rarely changes what is available in Centerville.
• Smaller communities close by: Burns (17 mi); Lobelville (21 mi); McEwen (22 mi), each with its own Census population profile.
• Within a 50-mile radius: 28 smaller Census places.
• Within 100 miles: 84 places are larger than Centerville.

What a Centerville borrower is actually offered

In Centerville, a small community of about 3,567, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Centerville can be quoted different APRs on the same amount and term. Shortening the term on a Centerville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Centerville sits in Tennessee

Set beside Tennessee's 344 places, Centerville ranks 128th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 193rd of 344 Tennessee places, putting it near the 44th percentile for growth. Its roughly 332 residents per square mile place it 251st among Tennessee's places. The population moved by about 42 people between 2020 and 2023, a 1.2% shift.

Getting a loan in Centerville

Centerville is lightly settled, with about 332 people per square mile and 21 larger places within 50 miles. What is available to Centerville's 3,567 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Dickson, TN about 17 miles away.

The geography behind Centerville

Centerville covers about 10.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 332 people per square mile. The largest place in Tennessee, Memphis, lies about 151 miles away. Centerville has 21 larger places within a 50-mile radius. By land area it ranks 80th of 344 Tennessee places.

The Tennessee lending rules that reach Centerville

Below are the Tennessee rules that apply to a loan made in Centerville, each with the regulator that issued it.