Personal loans in Centerville, PA

Local context for Centerville

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: about 173 people live here, which puts Centerville 952nd of 1,013 Census places in Pennsylvania (Vintage 2023).
• Population trend: A loss of roughly 1.7% between 2020 and 2023.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: Centerville sits ahead of around 6% of Pennsylvania places, at 173 people.
• Density: roughly 99 residents per square mile, spread over 1.7 sq mi of land.
• By land area: Centerville ranks 256th among Pennsylvania's 1,013 places, at 1.7 sq mi.
• State share: roughly 0.0% of Pennsylvania's residents live in Centerville (173 people).
• Nationally: Centerville is the 16,897th-largest of 19,457 Census places in the dataset.
• Growth rank: Centerville ranks 583rd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Centerville's 1.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Centerville is the 986th most densely settled place in Pennsylvania.
• Against the state median: Centerville runs about 99 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 41.7389, -79.7610 (US Census Bureau Gazetteer).
• Nearest larger cities: Hydetown (6 mi); Spartansburg (7 mi); Townville (7 mi); Titusville (9 mi); Elgin (12 mi). Lenders licensed in the state serve Centerville whether or not they keep a local branch.
• Nearest smaller towns: Woodcock (17 mi); Bear Lake (22 mi); Sheakleyville (31 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 6 of them.
• Larger places within 100 miles: 487.

How lenders reach Centerville

With about 99 residents per square mile, Centerville is sparsely settled, and 89 larger Census places sit within 50 miles. Distance to a branch rarely matters for Centerville's 173 residents: the application is online and the price follows your credit file. The nearest bigger place is Hydetown, PA about 6 miles away.

The Centerville borrowing checklist

For Centerville's roughly 173 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Centerville and the rest of Pennsylvania is not the process but the borrower's own file, among the 173 people here.

Pennsylvania consumer-lending rules applied in Centerville

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Centerville's 173 residents.

How a Centerville personal loan is priced

A Centerville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 173 residents. Because pricing is borrower-level, two people in Centerville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Centerville loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Centerville sits

Inside Centerville's boundaries lie about 1.7 square miles of land, with no significant water area recorded. With 173 residents, the land area yields roughly 99 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 270 miles. A 50-mile radius around Centerville takes in 89 places that are larger. Within the same 50 miles lie 6 smaller Census places.