Personal loans in Celina, OH

Begin with the payment, then weigh APR and total interest across the lenders that reach Celina's 10,885 residents. Celina shed about 0.4% of its population between the 2020 base and the 2023 estimate. Every figure below is Ohio's own, applied to Celina's 10,885 residents, with the publisher and retrieval date attached. For a bigger market, look to Van Wert, OH about 21 miles away.

The Celina data picture

Here is the sourced Census picture for Celina, plus the Ohio lending rules that apply to a loan taken out here.

• Population: the Census counts 10,885 residents in Celina (Vintage 2023 subcounty estimate), the 164th-largest figure among Ohio's 924 places.
• Population trend: About 0.4% below the 2020 Census base.
• Absolute change: 49 residents lost between 2020 and 2023.
• Size percentile: with 10,885 residents, Celina is larger than about 82% of Ohio's Census places.
• Density: the Census land area of 5.0 sq mi holds about 2,165 people per square mile.
• Land area rank: Celina's 5.0 square miles rank 201st of 924 places in Ohio.
• Water area: Celina has 0.33 square miles of water, ranking 36th of 924 places in Ohio.
• State population share: Celina accounts for about 0.1% of everyone in Ohio.
• National standing: Celina ranks 2,962nd of 19,457 US places.
• Growth rank: Celina ranks 336th among Ohio's 924 places for the 2020-to-2023 change.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Celina's 0.4%.
• Density rank: Celina is the 162nd most densely settled place in Ohio.
• Against the state median: Celina runs about 2,165 residents per square mile, where the Ohio median is 1,289.
• Location: 40.5555 / -84.5614, per the US Census Bureau Gazetteer.
• Nearest larger cities: Van Wert (21 mi); Lima (27 mi); Sidney (28 mi); Greenville (31 mi); Piqua (33 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Montezuma (5 mi); Coldwater (6 mi); Mendon (8 mi).
• Smaller neighbours: 160 places smaller than Celina sit within 50 miles.
• Larger places within 100 miles: 100.

The state rulebook for Celina

Read the table as a lender's compliance picture for Celina: the rule, the sourced figure, the publisher and the date.

Where Celina sits in Ohio

Against Ohio's other places, Celina accounts for about 0.1% of the state's population and ranks 164th of 924 by size. On the 2020-to-2023 trend, Celina stands 336th among Ohio's 924 places — roughly the 64th percentile. By density, at about 2,165 people per square mile, it ranks 162nd in Ohio. In land area, Celina ranks 201st among Ohio's 924 places.

What a Celina borrower is actually offered

In Celina, a small town of about 10,885, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Celina's rank of 164th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Celina loan but raises total interest, so the smallest payment is not the cheapest loan.

Celina: area, density and distance

The Census Gazetteer records 5.0 square miles of land and 0.33 square miles of water within Celina. Spread across it are roughly 2,165 residents per square mile. The state's population centre of gravity, Columbus, is roughly 92 miles away. Celina has 11 larger places within a 50-mile radius. By land area it ranks 201st of 924 Ohio places.

Lender access in Celina

Celina is fairly dense, with about 2,165 people per square mile and 11 larger places within 50 miles. What is available to Celina's 10,885 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest larger city, Van Wert, OH about 21 miles away.