Personal loans in Catlin, IL
The roughly 1,924 people who live in Catlin borrow under Illinois rules; city hall sets no personal-loan rate. Catlin ranks 483rd of 1,294 places in Illinois, with a population near 1,924.
The nearest larger metro is Tilton, IL about 4 miles away. Catlin lost roughly 3.2% of its population across the 2020-to-2023 comparison. State law, not city hall, decides what a lender may do to Catlin's roughly 1,924 residents, and a state regulator supervises it. Verify the lender's Illinois licence against the regulator named below before borrowing in Catlin.
The Catlin data picture
The figures below are Catlin's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: 1,924 residents; Catlin is the 483rd-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: About 3.2% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 64 residents.
- Size percentile: Catlin's 1,924 people outrank roughly 63% of the places in Illinois.
- Population density: about 2,266 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Catlin ranks 834th among Illinois's 1,294 places, at 0.8 sq mi.
- Share of state population: Catlin's 1,924 residents are about 0.0% of Illinois.
- National standing: Catlin ranks 7,782nd of 19,457 US places.
- Growth rank: Catlin ranks 970th among Illinois's 1,294 places for the 2020-to-2023 change.
- Against the state trend: Catlin's 3.2% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Catlin places 177th among Illinois's places by people per square mile.
- Density in context: Catlin's 2,266 people per square mile sit against a Illinois median of 993.
- Location: 40.0680 / -87.7084, per the US Census Bureau Gazetteer.
- Nearest larger cities: Tilton (4 mi); Westville (4 mi); Danville (7 mi); Georgetown (7 mi); Covington (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Belgium (4 mi); Oakwood (5 mi); Fairmount (7 mi) — useful context for the surrounding area.
- Smaller neighbours: 104 places smaller than Catlin sit within 50 miles.
- At 100 miles: 168 larger Census places fall inside that radius.
Lender access in Catlin
Catlin is fairly dense, with about 2,266 people per square mile and 36 larger places within 50 miles. Lenders licensed in Illinois reach Catlin's 1,924 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Tilton, IL about 4 miles away.
How Illinois law applies in Catlin
These are Illinois's sourced lending facts as they reach Catlin's 1,924 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The geography behind Catlin
Catlin's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. With 1,924 residents, the land area yields roughly 2,266 people per square mile. Chicago, the largest place in Illinois, is about 122 miles from Catlin. Catlin has 36 larger places within a 50-mile radius. The 100-mile radius contains 168 larger places.
What shapes a Catlin personal loan
In Catlin, a small community of about 1,924, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Catlin can be quoted different APRs on the same amount and term. Shortening the term on a Catlin loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Catlin sits in Illinois
Set beside Illinois's 1,294 places, Catlin ranks 483rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Catlin stands 970th among Illinois's 1,294 places — roughly the 25th percentile. At about 2,266 people per square mile, Catlin is the 177th most densely settled place in Illinois. Within 50 miles sit 104 smaller Census places, alongside the 36 that are larger.
Common questions
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Nearby places
- Tilton, IL — population 2,566
- Westville, IL — population 3,054
- Belgium, IL — population 348
- Oakwood, IL — population 1,284
- Georgetown, IL — population 3,026
- Danville, IL — population 28,206
- Fairmount, IL — population 595
- Muncie, IL — population 149