Personal loans in Cathlamet, WA

Where Cathlamet stands

Here is the sourced Census picture for Cathlamet, plus the Washington lending rules that apply to a loan taken out here.

• Population: a Census-estimated 594, 228th among Washington's 281 places (Vintage 2023).
• Population trend: Up about 6.3% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 35 residents.
• Size percentile: about 19% of Washington communities are smaller than Cathlamet (594 residents).
• Population density: 1,174 people per square mile on 0.5 square miles of land.
• Land area: Cathlamet covers 0.5 square miles, the 244th-largest area among Washington's 281 places.
• Share of state population: Cathlamet's 594 residents are about 0.0% of Washington.
• National standing: Cathlamet ranks 12,470th of 19,457 US places.
• Growth rank: Cathlamet's 2020-to-2023 change ranks 46th of 281 places in Washington.
• State comparison: Washington's places average +2.8% for 2020-to-2023, against Cathlamet's 6.3%.
• Density rank: Cathlamet is the 176th most densely settled place in Washington.
• Density vs Washington: Cathlamet's 1,174 people per square mile compare with a state median of 1,518.
• Location: it lies at 46.2058, -123.3840 in the Census Gazetteer.
• Nearest larger cities: Clatskanie (11 mi); Longview (21 mi); Astoria (21 mi); Rainier (23 mi); Castle Rock (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Prescott (26 mi); Nehalem (42 mi); Wheeler (43 mi).
• Within a 50-mile radius: 3 smaller Census places.
• At 100 miles: 150 larger Census places fall inside that radius.

The geography behind Cathlamet

Cathlamet's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,174 residents per square mile. The state's population centre of gravity, Seattle, is roughly 109 miles away. A 50-mile radius around Cathlamet takes in 37 places that are larger. By land area it ranks 244th of 281 Washington places.

A practical checklist for Cathlamet borrowers

Before you apply in Cathlamet, a community of about 594, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Washington regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

None of these steps is Cathlamet-specific: the same Washington licensing and disclosure rules reach all 594 residents.

What a Cathlamet borrower is actually offered

With roughly 594 residents, Cathlamet is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Cathlamet loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Cathlamet decides the split between a comfortable payment and the total interest you pay.

Where Cathlamet sits in Washington

Against Washington's other places, Cathlamet accounts for about 0.0% of the state's population and ranks 228th of 281 by size. For population change between 2020 and 2023, Cathlamet ranks 46th of 281 in Washington (about the 84th percentile). At about 1,174 people per square mile, Cathlamet is the 176th most densely settled place in Washington. By land area, its 0.5 square miles rank 244th of 281 places in Washington.

Washington consumer-lending rules applied in Cathlamet

When Washington does not publish a figure, the row links to the source instead of inventing a number; Cathlamet is bound by the same rules.