Personal loans in Catawissa, PA

A single loan can carry different costs on either side of a state line, and Catawissa sits on the Pennsylvania side of that line. Personal loans in Catawissa are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,527 population. About 1,527 people live in Catawissa, placing it 489th of 1,013 Census places in Pennsylvania. From the 2020 Census base to the 2023 estimate, the population declined by about 0.7%. If debt is already a strain, a nonprofit credit counsellor can help Catawissa residents before they take on more. The nearest larger metro is Bloomsburg, PA about 3 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Catawissa

What follows is Catawissa's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

Catawissa against the rest of Pennsylvania

Set beside Pennsylvania's 1,013 places, Catawissa ranks 489th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Catawissa ranks 372nd of 1,013 in Pennsylvania (about the 63th percentile). By density, at about 2,977 people per square mile, it ranks 327th in Pennsylvania. The population moved by about 10 people between 2020 and 2023, a 0.7% shift.

The state rulebook for Catawissa

For the roughly 1,527 residents of Catawissa, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Borrowing reach in Catawissa

At roughly 2,977 people per square mile, Catawissa is fairly dense; 95 larger places lie within 50 miles. Whether Catawissa has a local branch or not, a Pennsylvania-licensed lender can serve its 1,527 people online on the same terms. The nearest bigger place is Bloomsburg, PA about 3 miles away.

A pre-application checklist for Catawissa

Complete these steps first when you borrow in Catawissa (1,527 residents):

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Confirm the Pennsylvania licence with the regulator named above before committing.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Catawissa-specific: the same Pennsylvania licensing and disclosure rules reach all 1,527 residents.

Catawissa: area, density and distance

Catawissa's land area is about 0.5 square miles; a further 0.02 square miles is water. The resulting density is about 2,977 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 95 miles. Catawissa has 95 larger places within a 50-mile radius. The 100-mile radius contains 351 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Catawissa if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Catawissa is the same as anywhere in Pennsylvania.
What loan size can I expect in Catawissa?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Catawissa?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Catawissa cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related