Personal loans in Castana, IA
With an estimated 103 residents, Castana is the 814th-largest of 940 places in Iowa. The 2020 count to the 2023 estimate shows about 1.9% decline in Castana. Personal loans in Castana are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 103 population. When Iowa caps or restricts a product, lenders either change the terms or withdraw it from Castana as from the rest of the state. If debt is already a strain, a nonprofit credit counsellor can help Castana residents before they take on more. The closest larger city is Mapleton, IA about 9 miles away.
Castana by the numbers
What follows is Castana's place in the Census record, alongside the Iowa rules that govern a personal loan made here.
- Population: about 103, ranked 814th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.9% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 13% of Iowa places rank below Castana.
- Population density: about 114 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Castana ranks 449th among Iowa's 940 places, at 0.9 sq mi.
- Within Iowa: about 0.0% of the state's population lives in Castana.
- National rank: Castana is 18,074th of 19,457 places nationwide.
- Growth rank: Castana's 2020-to-2023 change ranks 611th of 940 places in Iowa.
- Against the state trend: Castana's 1.9% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Castana ranks 888th by people per square mile.
- Density in context: Castana's 114 people per square mile sit against a Iowa median of 672.
- Location: 42.0734, -95.9104 (Census Gazetteer coordinates).
- Nearest larger cities: Mapleton (9 mi); Soldier (9 mi); Onawa (10 mi); Ute (11 mi); Smithland (11 mi). Living near a larger metro rarely changes what is available in Castana.
- Nearest smaller towns: Turin (5 mi); Rodney (9 mi); Oto (14 mi).
- Smaller places within 50 miles: 10 of them.
- Larger places within 100 miles: 410.
Lender access in Castana
Castana is a lightly settled community of about 103 people, with 103 larger places inside a 50-mile radius. Distance to a branch rarely matters for Castana's 103 residents: the application is online and the price follows your credit file. The nearest larger city, Mapleton, IA about 9 miles away.
The Iowa lending rules that reach Castana
These are Iowa's sourced lending facts as they reach Castana's 103 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
The anatomy of a Castana personal loan
With roughly 103 residents, Castana is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Castana's 103 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Castana decides the split between a comfortable payment and the total interest you pay.
A practical checklist for Castana borrowers
For Castana's roughly 103 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Iowa regulator's licence list.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across Iowa; what changes is your credit file, not the fact that Castana holds 103 people.
Castana against the rest of Iowa
Within Iowa, Castana holds roughly 0.0% of all residents, the 814th-largest share among 940 places. Its 2020-to-2023 change ranks 611th of 940 Iowa places, putting it near the 35th percentile for growth. By density, at about 114 people per square mile, it ranks 888th in Iowa. Within 50 miles sit 10 smaller Census places, alongside the 103 that are larger.
Common questions
What are my options in Castana if my credit is poor?
What loan size can I expect in Castana?
Do I have to pledge anything to borrow in Castana?
Does comparing loans in Castana cost me credit score points?
Nearby places
- Turin, IA — population 70
- Rodney, IA — population 43
- Mapleton, IA — population 1,124
- Smithland, IA — population 183
- Soldier, IA — population 180
- Moorhead, IA — population 189
- Onawa, IA — population 2,816
- Ute, IA — population 330