Personal loans in Cascade, WI
Cascade is a small community in Wisconsin, with an estimated 718 residents, and every licensed lender here follows the same state rulebook.
Cascade is home to roughly 718 people and stands 418th by size out of 605 Census places in Wisconsin. Census figures put the 2020-to-2023 decrease in Cascade at about 0.7%. Use the calculator on this page to price an amount and term before you commit in Cascade. A larger market lies at Plymouth, WI about 6 miles away. For the 718 people in Cascade, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Cascade by the numbers
Most of what governs a Cascade loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: about 718, ranked 418th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 0.7% from the 2020 Census base to the 2023 estimate.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: Cascade sits ahead of around 31% of Wisconsin places, at 718 people.
- Population density: about 872 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Cascade ranks 530th among Wisconsin's 605 places, at 0.8 sq mi.
- Water area: Cascade has 0.01 square miles of water, ranking 343rd of 605 places in Wisconsin.
- Share of Wisconsin: Cascade holds about 0.0% of the state's population, some 718 people.
- National rank: Cascade is 11,677th of 19,457 places nationwide.
- Growth in Wisconsin: Cascade stands 362nd by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Cascade moved 0.7%.
- Density in Wisconsin: Cascade ranks 270th by people per square mile.
- Density in context: Cascade's 872 people per square mile sit against a Wisconsin median of 800.
- Location: it lies at 43.6615, -88.0088 in the Census Gazetteer.
- Nearest larger cities: Plymouth (6 mi); Random Lake (8 mi); Sheboygan Falls (10 mi); Cedar Grove (11 mi); Oostburg (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Waldo (3 mi); Adell (4 mi); Glenbeulah (10 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 18 of them.
- Larger places within 100 miles: 322.
How Cascade compares across Wisconsin
Among Wisconsin's 605 places, Cascade sits at 418th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Cascade stands 362nd among Wisconsin's 605 places — roughly the 40th percentile. Its roughly 872 residents per square mile place it 270th among Wisconsin's places. In land area, Cascade ranks 530th among Wisconsin's 605 places.
How lenders reach Cascade
Cascade is moderately settled, with about 872 people per square mile and 109 larger places within 50 miles. What is available to Cascade's 718 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Plymouth, WI about 6 miles away.
The geography behind Cascade
Cascade covers about 0.8 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 872 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 41 miles away. Within 50 miles of Cascade there are 109 larger Census places. Within the same 50 miles lie 18 smaller Census places.
How a Cascade personal loan is priced
In Cascade, a small community of about 718, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Cascade's rank of 418th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Cascade loan is knowable in advance — unlike a revolving card balance.
Which Wisconsin laws govern a loan in Cascade
Read the table as a lender's compliance picture for Cascade: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Cascade if my credit is poor?
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Does comparing loans in Cascade cost me credit score points?
Nearby places
- Waldo, WI — population 478
- Adell, WI — population 491
- Plymouth, WI — population 8,908
- Random Lake, WI — population 1,574
- Glenbeulah, WI — population 457
- Elkhart Lake, WI — population 971
- Sheboygan Falls, WI — population 8,187
- Fredonia, WI — population 2,284