Personal loans in Carthage, TN

Carthage: the sourced local profile

What follows is Carthage's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.

• Population: 2,264 people, a figure that places Carthage 158th among the 344 Census places in Tennessee (US Census Bureau, Vintage 2023).
• Population trend: About 1.2% below the 2020 Census base.
• People gained or lost: about 27 fewer since the 2020 base.
• Size percentile: roughly 54% of Tennessee places rank below Carthage.
• Density: the Census land area of 2.9 sq mi holds about 780 people per square mile.
• Land area: Carthage covers 2.9 square miles, the 222nd-largest area among Tennessee's 344 places.
• Share of Tennessee: Carthage holds about 0.1% of the state's population, some 2,264 people.
• National standing: Carthage ranks 7,182nd of 19,457 US places.
• Growth rank: Carthage ranks 293rd among Tennessee's 344 places for the 2020-to-2023 change.
• Versus Tennessee: the state average change is +2.4%, while Carthage moved 1.2%.
• Density rank: Carthage places 114th among Tennessee's places by people per square mile.
• Density vs Tennessee: Carthage's 780 people per square mile compare with a state median of 553.
• Location: 36.2566 / -85.9429, per the US Census Bureau Gazetteer.
• Nearest larger cities: Hartsville/Trousdale (15 mi); Lafayette (19 mi); Smithville (22 mi); Lebanon (23 mi); Cookeville (25 mi). Lenders licensed in the state serve Carthage whether or not they keep a local branch.
• Smaller places close by: South Carthage (1 mi); Gordonsville (5 mi); Alexandria (13 mi).
• Smaller neighbours: 25 places smaller than Carthage sit within 50 miles.
• Within 100 miles: 100 places are larger than Carthage.

Which Tennessee laws govern a loan in Carthage

Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Carthage lender must follow.

How personal loans work in Carthage

Most loans made to Carthage's 2,264 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Carthage's rank of 158th in Tennessee: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Carthage loan is knowable in advance — unlike a revolving card balance.

Where Carthage sits

Carthage's land area is roughly 2.9 square miles, and the Gazetteer records no significant water area within it. With 2,264 residents, the land area yields roughly 780 people per square mile. Memphis, the largest place in Tennessee, is about 239 miles from Carthage. A 50-mile radius around Carthage takes in 29 places that are larger. The 100-mile radius contains 100 larger places.

How Carthage compares across Tennessee

Among Tennessee's 344 places, Carthage sits at 158th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 293rd of 344 Tennessee places, putting it near the 15th percentile for growth. By density, at about 780 people per square mile, it ranks 114th in Tennessee. In land area, Carthage ranks 222nd among Tennessee's 344 places.

Borrowing reach in Carthage

Carthage is moderately settled, with about 780 people per square mile and 29 larger places within 50 miles. Lenders licensed in Tennessee reach Carthage's 2,264 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hartsville/Trousdale, TN about 15 miles away.