Personal loans in Canonsburg, PA

Canonsburg shed about 1.3% of its population between the 2020 base and the 2023 estimate. In Canonsburg, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. Canonsburg ranks 73rd of 1,013 places in Pennsylvania, with a population near 9,629. The nearest larger city is Washington, PA about 7 miles away. For the 9,629 people in Canonsburg, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 9,629, the practical step is to compare APR across at least three lenders before committing.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Canonsburg

Here is the sourced Census picture for Canonsburg, plus the Pennsylvania lending rules that apply to a loan taken out here.

Which Pennsylvania laws govern a loan in Canonsburg

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Canonsburg is bound by the same rules.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Where Canonsburg sits

The Census Gazetteer records about 2.3 square miles of land within Canonsburg, with no significant water area listed. With 9,629 residents, the land area yields roughly 4,168 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 267 miles. Counting outward 50 miles, 24 larger communities surround Canonsburg. The 100-mile radius contains 68 larger places.

What a Canonsburg borrower is actually offered

With roughly 9,629 residents, Canonsburg is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Canonsburg. Because the payment is fixed, the total cost of a Canonsburg loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Canonsburg

With about 4,168 residents per square mile, Canonsburg is fairly dense, and 24 larger Census places sit within 50 miles. What is available to Canonsburg's 9,629 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Washington, PA about 7 miles away.

How Canonsburg compares across Pennsylvania

Canonsburg is the 73rd-largest of 1,013 Census places in Pennsylvania and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Canonsburg stands 501st among Pennsylvania's 1,013 places — roughly the 51th percentile. By density, at about 4,168 people per square mile, it ranks 172nd in Pennsylvania. The population moved by about 124 people between 2020 and 2023, a 1.3% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Canonsburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Canonsburg is the same as anywhere in Pennsylvania.
What loan size can I expect in Canonsburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Canonsburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Canonsburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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