Personal loans in Campbell, MN
Campbell is a small community in Minnesota, with an estimated 159 residents, and every licensed lender here follows the same state rulebook. Lenders active in Campbell report to a Minnesota supervisor, identified in the sourced rows below. The Census estimates 159 residents in Campbell, which ranks it 691st of 853 places in Minnesota. Judge Campbell offers on total cost, not on how quickly the money arrives. Campbell shed about 2.5% of its population between the 2020 base and the 2023 estimate. The nearest larger metro is Fairmount, ND about 10 miles away.
Where Campbell stands
What follows is Campbell's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: 159 — Campbell ranks 691st of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.5% from 2020 to 2023.
- Absolute change: 4 residents lost between 2020 and 2023.
- Size percentile: bigger than about 19% of the places in Minnesota, with 159 residents in Campbell.
- Population density: 671 people per square mile on 0.2 square miles of land.
- Land area: Campbell covers 0.2 square miles, the 814th-largest area among Minnesota's 853 places.
- Share of Minnesota: Campbell holds about 0.0% of the state's population, some 159 people.
- National standing: Campbell ranks 17,134th of 19,457 US places.
- Growth rank: Campbell ranks 674th among Minnesota's 853 places for the 2020-to-2023 change.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Campbell's 2.5%.
- Density rank: Campbell places 395th among Minnesota's places by people per square mile.
- Density in context: Campbell's 671 people per square mile sit against a Minnesota median of 607.
- Location: latitude 46.0975, longitude -96.4055 (Census Gazetteer).
- Nearest larger cities: Fairmount (10 mi); Breckenridge (14 mi); Wendell (15 mi); Wahpeton (16 mi); Fergus Falls (20 mi). Larger metros often have more branches, but online lenders reach Campbell on the same terms.
- Smaller communities within reach: Nashua (6 mi); Doran (7 mi); Tintah (7 mi).
- Smaller neighbours: 27 places smaller than Campbell sit within 50 miles.
- At 100 miles: 195 larger Census places fall inside that radius.
How Campbell compares across Minnesota
Among Minnesota's 853 places, Campbell sits at 691st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 674th of 853 Minnesota places, putting it near the 21th percentile for growth. Its roughly 671 residents per square mile place it 395th among Minnesota's places. By land area, its 0.2 square miles rank 814th of 853 places in Minnesota.
What Minnesota law requires in Campbell
Below are the Minnesota rules that apply to a loan made in Campbell, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Campbell: area, density and distance
Inside Campbell's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 671 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 171 miles away. Within 50 miles of Campbell there are 49 larger Census places. Within the same 50 miles lie 27 smaller Census places.
How lenders reach Campbell
At roughly 671 people per square mile, Campbell is moderately settled; 49 larger places lie within 50 miles. What is available to Campbell's 159 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Fairmount, ND about 10 miles away.
The anatomy of a Campbell personal loan
A Campbell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 159 residents. Because pricing is borrower-level, two people in Campbell can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Campbell loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Nashua, MN — population 65
- Doran, MN — population 34
- Tintah, MN — population 62
- Fairmount, ND — population 336
- Foxhome, MN — population 122
- White Rock, SD — population 7
- Breckenridge, MN — population 3,331
- Wahpeton, ND — population 8,000