Personal loans in Cameron, TX
Cameron counts about 5,511 people, and what is genuinely local about borrowing here is limited — Texas law does the governing. Population in Cameron climbed about 3.7% over the three years from 2020 to 2023.
The Census estimates 5,511 residents in Cameron, which ranks it 358th of 1,224 places in Texas. Compare APR, not the interest rate, because the APR folds in most fees on a Cameron loan. To lend to Cameron's 5,511 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. For a bigger market, look to Rockdale, TX about 14 miles away.
Cameron by the numbers
Two layers matter for a Cameron borrower: the local population picture and Texas's consumer-lending statutes.
- Population: an estimated 5,511 residents, 358th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 3.7% since the 2020 count.
- Absolute change: 199 residents added between 2020 and 2023.
- Size percentile: bigger than about 71% of the places in Texas, with 5,511 residents in Cameron.
- Population density: about 1,052 people per square mile (Census land area 5.2 sq mi).
- By land area: Cameron ranks 356th among Texas's 1,224 places, at 5.2 sq mi.
- Share of Texas: Cameron holds about 0.0% of the state's population, some 5,511 people.
- National rank: Cameron is 4,578th of 19,457 places nationwide.
- Growth rank: Cameron ranks 522nd among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Cameron's 3.7% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Cameron ranks 483rd by people per square mile.
- Against the state median: Cameron runs about 1,052 residents per square mile, where the Texas median is 840.
- Location: coordinates 30.8608, -96.9762 (US Census Bureau Gazetteer).
- Nearest larger cities: Rockdale (14 mi); Temple (30 mi); Marlin (31 mi); Belton (33 mi); Taylor (34 mi). Living near a larger metro rarely changes what is available in Cameron.
- Smaller places close by: Buckholts (9 mi); Milano (13 mi); Rosebud (15 mi).
- Smaller neighbours: 41 places smaller than Cameron sit within 50 miles.
- Within 100 miles: 58 places are larger than Cameron.
What a Cameron borrower is actually offered
In Cameron, a small town of about 5,511, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Cameron can be quoted different APRs on the same amount and term. The term you choose in Cameron decides the split between a comfortable payment and the total interest you pay.
Cameron's place among Texas's 1,224 places
Set beside Texas's 1,224 places, Cameron ranks 358th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Cameron ranks 522nd of 1,224 in Texas (about the 57th percentile). By density, at about 1,052 people per square mile, it ranks 483rd in Texas. Between 2020 and 2023 the count changed by roughly 199 residents.
What Texas law requires in Cameron
Texas has no separate rate rule for Cameron; the sourced rows below are what reach every lender that serves its 5,511 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Steps to take before a Cameron loan
These steps shape the offer you get in Cameron, a place of about 5,511 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Cameron and the rest of Texas is not the process but the borrower's own file, among the 5,511 people here.
Cameron on the map
Inside Cameron's boundaries lie about 5.2 square miles of land, with no significant water area recorded. The resulting density is about 1,052 people per square mile. Houston, the largest place in Texas, is about 120 miles from Cameron. Within 50 miles of Cameron there are 21 larger Census places. The 100-mile radius contains 58 larger places.
Common questions
What are my options in Cameron if my credit is poor?
What loan size can I expect in Cameron?
Do I have to pledge anything to borrow in Cameron?
Does comparing loans in Cameron cost me credit score points?
Nearby places
- Buckholts, TX — population 388
- Milano, TX — population 425
- Rockdale, TX — population 5,588
- Rosebud, TX — population 1,339
- Rogers, TX — population 1,105
- Calvert, TX — population 970
- Thorndale, TX — population 1,364
- Lott, TX — population 668