Personal loans in Camden, IN
Camden is a small community of about 600 residents, and a personal loan taken out here is governed by Indiana statute. The Census counts 600 people in Camden, the 383rd-largest figure among Indiana's 565 places.
The 2020 count to the 2023 estimate shows about 0.7% growth in Camden. To lend to Camden's 600 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. Judge Camden offers on total cost, not on how quickly the money arrives. Borrowers who want a bigger city can look to Flora, IN about 5 miles away.
Camden: the sourced local profile
Here is the sourced Census picture for Camden, plus the Indiana lending rules that apply to a loan taken out here.
- Population: about 600, ranked 383rd of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 0.7%.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: about 32% of Indiana communities are smaller than Camden (600 residents).
- Population density: about 2,317 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Camden ranks 476th among Indiana's 565 places, at 0.3 sq mi.
- Share of state population: Camden's 600 residents are about 0.0% of Indiana.
- National standing: Camden ranks 12,430th of 19,457 US places.
- Growth rank: Camden's 2020-to-2023 change ranks 219th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Camden moved 0.7%.
- Density rank: Camden is the 48th most densely settled place in Indiana.
- Against the state median: Camden runs about 2,317 residents per square mile, where the Indiana median is 1,375.
- Location: mapped by the US Census Bureau at 40.6099, -86.5393.
- Nearest larger cities: Flora (5 mi); Delphi (7 mi); Rossville (13 mi); Logansport (14 mi); Monticello (15 mi). Living near a larger metro rarely changes what is available in Camden.
- Nearest smaller towns: Yeoman (10 mi); Burnettsville (11 mi); Burlington (12 mi) — useful context for the surrounding area.
- Smaller neighbours: 33 places smaller than Camden sit within 50 miles.
- At 100 miles: 408 larger Census places fall inside that radius.
What a Camden borrower is actually offered
With roughly 600 residents, Camden is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Camden lender to disclose the APR and finance charge before you sign. Shortening the term on a Camden loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Before you apply in Camden
Before you apply in Camden, a community of about 600, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Indiana regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
None of these steps is Camden-specific: the same Indiana licensing and disclosure rules reach all 600 residents.
The state rulebook for Camden
Below are the Indiana rules that apply to a loan made in Camden, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
The geography behind Camden
Camden covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 600 residents, the land area yields roughly 2,317 people per square mile. Fort Wayne, the largest place in Indiana, is about 80 miles from Camden. Within 50 miles of Camden there are 78 larger Census places. Within the same 50 miles lie 33 smaller Census places.
How Camden compares across Indiana
Against Indiana's other places, Camden accounts for about 0.0% of the state's population and ranks 383rd of 565 by size. Its 2020-to-2023 change ranks 219th of 565 Indiana places, putting it near the 61th percentile for growth. At about 2,317 people per square mile, Camden is the 48th most densely settled place in Indiana. In land area, Camden ranks 476th among Indiana's 565 places.
Common questions
What are my options in Camden if my credit is poor?
What loan size can I expect in Camden?
Do I have to pledge anything to borrow in Camden?
Does comparing loans in Camden cost me credit score points?
Nearby places
- Flora, IN — population 2,101
- Delphi, IN — population 2,997
- Burnettsville, IN — population 394
- Burlington, IN — population 524
- Yeoman, IN — population 119
- Rossville, IN — population 1,500
- Logansport, IN — population 18,233
- Royal Center, IN — population 797