Personal loans in Camak, GA
If you are weighing a personal loan in Camak, start from the payment you can carry; its 128 residents face the same statewide rules.
Which products a lender may offer to Camak's 128 residents follows from the Georgia consumer-lending framework. The Census estimates 128 residents in Camak, which ranks it 513th of 536 places in Georgia. For a community of about 128, the practical step is to compare APR across at least three lenders before committing. Camak shed about 5.2% of its population between the 2020 base and the 2023 estimate. A larger market lies at Warrenton, GA about 3 miles away.
Where Camak stands
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: about 128 people live here, which puts Camak 513th of 536 Census places in Georgia (Vintage 2023).
- Population trend: Lower by roughly 5.2% since the 2020 count.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: about 4% of Georgia communities are smaller than Camak (128 residents).
- Population density: 162 people per square mile on 0.8 square miles of land.
- Land area rank: Camak's 0.8 square miles rank 491st of 536 places in Georgia.
- Within Georgia: about 0.0% of the state's population lives in Camak.
- National rank: Camak is the 17,630th most populous of the 19,457 Census places covered here.
- Growth rank: Camak's 2020-to-2023 change ranks 517th of 536 places in Georgia.
- Against the state trend: Camak's 5.2% change compares with a Georgia average of +3.4% across its 536 places.
- Density in Georgia: Camak ranks 465th by people per square mile.
- Against the state median: Camak runs about 162 residents per square mile, where the Georgia median is 536.
- Location: coordinates 33.4508, -82.6496 (US Census Bureau Gazetteer).
- Nearest larger cities: Warrenton (3 mi); Norwood (3 mi); Thomson (9 mi); Dearing (15 mi); Gibson (15 mi). Larger metros often have more branches, but online lenders reach Camak on the same terms.
- Smaller places nearby: Sharon (11 mi); Edge Hill (21 mi); Parksville (34 mi).
- Smaller places within 50 miles: 8 of them.
- Within 100 miles: 326 places are larger than Camak.
Land, water and location for Camak
The Census Gazetteer records about 0.8 square miles of land within Camak, with no significant water area listed. The resulting density is about 162 people per square mile. Atlanta, the largest place in Georgia, is about 104 miles from Camak. Camak has 50 larger places within a 50-mile radius. Within the same 50 miles lie 8 smaller Census places.
Georgia rules behind a Camak personal loan
Georgia has no separate rate rule for Camak; the sourced rows below are what reach every lender that serves its 128 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
The anatomy of a Camak personal loan
In Camak, a small community of about 128, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Camak. Because the payment is fixed, the total cost of a Camak loan is knowable in advance — unlike a revolving card balance.
Getting a loan in Camak
Camak is a lightly settled community of about 128 people, with 50 larger places inside a 50-mile radius. Whether Camak has a local branch or not, a Georgia-licensed lender can serve its 128 people online on the same terms. For a larger market, the closest option is Warrenton, GA about 3 miles away.
Steps to take before a Camak loan
These steps shape the offer you get in Camak, a place of about 128 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Georgia licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Camak and the rest of Georgia is not the process but the borrower's own file, among the 128 people here.
Common questions
What are my options in Camak if my credit is poor?
What loan size can I expect in Camak?
Do I have to pledge anything to borrow in Camak?
Does comparing loans in Camak cost me credit score points?
Nearby places
- Warrenton, GA — population 1,875
- Norwood, GA — population 190
- Thomson, GA — population 6,860
- Sharon, GA — population 111
- Gibson, GA — population 630
- Mitchell, GA — population 158
- Dearing, GA — population 536
- Crawfordville, GA — population 491