Personal loans in Cadiz, IN
In Cadiz, one of 565 Census places in Indiana, the figure to compare across lenders is the APR, not the advertised rate. Cadiz is home to roughly 162 people and stands 521st by size out of 565 Census places in Indiana.
Rate-shopping from Cadiz costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Cadiz's population held flat through the 2020-to-2023 comparison. A lender that serves Cadiz operates under Indiana lending statutes and a Indiana supervisor. The closest larger place is Kennard, IN about 4 miles away.
Cadiz by the numbers
Cadiz is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 162 residents in Cadiz (Vintage 2023 subcounty estimate), the 521st-largest figure among Indiana's 565 places.
- Population trend: No meaningful shift since the 2020 count.
- Size percentile: about 8% of Indiana's Census places are smaller than Cadiz.
- Population density: about 1,125 people per square mile (Census land area 0.1 sq mi).
- Land area: Cadiz covers 0.1 square miles, the 523rd-largest area among Indiana's 565 places.
- Within Indiana: about 0.0% of the state's population lives in Cadiz.
- National rank: Cadiz sits 17,091st by population among the 19,457 places in this dataset.
- Growth rank: Cadiz's 2020-to-2023 change ranks 302nd of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Cadiz's 0.0%.
- Density in Indiana: Cadiz ranks 362nd by people per square mile.
- Against the state median: Cadiz runs about 1,125 residents per square mile, where the Indiana median is 1,375.
- Location: the Census Gazetteer records it at 39.9509, -85.4869.
- Nearest larger cities: Kennard (4 mi); Sulphur Springs (4 mi); Shirley (6 mi); Mount Summit (6 mi); New Castle (7 mi). Online lenders reach Cadiz no matter how far the nearest branch is.
- Nearest smaller towns: Greensboro (5 mi); Springport (8 mi); Blountsville (15 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 18 of them.
- Within 100 miles: 565 places are larger than Cadiz.
Cadiz's place among Indiana's 565 places
Within Indiana, Cadiz holds roughly 0.0% of all residents, the 521st-largest share among 565 places. Its 2020-to-2023 change ranks 302nd of 565 Indiana places, putting it near the 47th percentile for growth. Its roughly 1,125 residents per square mile place it 362nd among Indiana's places. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
What is available to Cadiz borrowers
Cadiz is a moderately settled community of about 162 people, with 144 larger places inside a 50-mile radius. A Indiana licence lets a lender serve Cadiz without a local office, so branch density does not change what its 162 residents are offered. The nearest bigger place is Kennard, IN about 4 miles away.
Cadiz on the map
Cadiz's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,125 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 81 miles. Cadiz has 144 larger places within a 50-mile radius. The 100-mile radius contains 565 larger places.
Indiana consumer-lending rules applied in Cadiz
Read the table as a lender's compliance picture for Cadiz: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
How personal loans work in Cadiz
In Cadiz, a small community of about 162, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Cadiz's rank of 521st in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Cadiz loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Kennard, IN — population 450
- Sulphur Springs, IN — population 335
- Greensboro, IN — population 125
- Shirley, IN — population 822
- Mount Summit, IN — population 350
- New Castle, IN — population 17,329
- Middletown, IN — population 2,264
- Spiceland, IN — population 956