Personal loans in Cañon City, CO
Personal loans in Cañon City are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 17,241 population.
Begin with the payment, then weigh APR and total interest across the lenders that reach Cañon City's 17,241 residents. The Census estimates 17,241 residents in Cañon City, which ranks it 37th of 270 places in Colorado. Every figure below is Colorado's own, applied to Cañon City's 17,241 residents, with the publisher and retrieval date attached. From the 2020 Census base to the 2023 estimate, the population rose by about 0.7%. The closest larger city is Fountain, CO about 34 miles away.
Cañon City: population, trend and location
Set out below is Cañon City's local context next to the state-level rules that reach every lender here.
- Population: about 17,241 people live here, which puts Cañon City 37th of 270 Census places in Colorado (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.7%.
- Absolute change: 112 residents added between 2020 and 2023.
- Size percentile: bigger than about 86% of the places in Colorado, with 17,241 residents in Cañon City.
- Population density: about 1,389 people per square mile (Census land area 12.4 sq mi).
- Land area: Cañon City covers 12.4 square miles, the 40th-largest area among Colorado's 270 places.
- Water area rank: Cañon City ranks 85th among Colorado's 270 places, with 0.01 sq mi.
- Share of state population: Cañon City's 17,241 residents are about 0.4% of Colorado.
- Nationally: Cañon City is the 2,128th-largest of 19,457 Census places in the dataset.
- Growth rank: Cañon City's 2020-to-2023 change ranks 107th of 270 places in Colorado.
- Versus Colorado: the state average change is +2.3%, while Cañon City moved 0.7%.
- Density rank: Cañon City is the 96th most densely settled place in Colorado.
- Density in context: Cañon City's 1,389 people per square mile sit against a Colorado median of 1,126.
- Location: mapped by the US Census Bureau at 38.4419, -105.2209.
- Nearest larger cities: Fountain (34 mi); Pueblo (35 mi); Colorado Springs (38 mi); Castle Rock (68 mi); Parker (77 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Brookside (3 mi); Williamsburg (5 mi); Rockvale (6 mi).
- Smaller neighbours: 19 places smaller than Cañon City sit within 50 miles.
- At 100 miles: 15 larger Census places fall inside that radius.
Getting a loan in Cañon City
Cañon City is a moderately settled community of about 17,241 people, with 3 larger places inside a 50-mile radius. Distance to a branch rarely matters for Cañon City's 17,241 residents: the application is online and the price follows your credit file. The nearest larger city, Fountain, CO about 34 miles away.
Where Cañon City sits
Inside Cañon City's boundaries lie roughly 12.4 square miles of land and 0.01 square miles of water. With 17,241 residents, the land area yields roughly 1,389 people per square mile. The largest place in Colorado, Denver, lies about 93 miles away. Cañon City has 3 larger places within a 50-mile radius. By land area it ranks 40th of 270 Colorado places.
Colorado consumer-lending rules applied in Cañon City
These are Colorado's sourced lending facts as they reach Cañon City's 17,241 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed". | Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16 |
| Payday lending status | Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent". | Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16 |
Cañon City in state context
Cañon City is the 37th-largest of 270 Census places in Colorado and contains about 0.4% of the state's people. On the 2020-to-2023 trend, Cañon City stands 107th among Colorado's 270 places — roughly the 60th percentile. Its roughly 1,389 residents per square mile place it 96th among Colorado's places. In land area, Cañon City ranks 40th among Colorado's 270 places.
How a Cañon City personal loan is priced
In Cañon City, a small town of about 17,241, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Cañon City. Because the payment is fixed, the total cost of a Cañon City loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Brookside, CO — population 243
- Williamsburg, CO — population 765
- Rockvale, CO — population 533
- Coal Creek, CO — population 367
- Florence, CO — population 3,862
- Victor, CO — population 364
- Cripple Creek, CO — population 1,117
- Silver Cliff, CO — population 707