Personal loans in Byron, GA
An estimated 6,132 people make their home in Byron, a figure that ranks 124th in Georgia. Population in Byron climbed about 7.6% over the three years from 2020 to 2023.
Byron counts about 6,132 people, and what is genuinely local about borrowing here is limited — Georgia law does the governing. When Georgia caps or restricts a product, lenders either change the terms or withdraw it from Byron as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Byron lender. The closest larger city is Centerville, GA about 4 miles away.
Borrowing in Byron: the local picture
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: a Census-estimated 6,132, 124th among Georgia's 536 places (Vintage 2023).
- Population trend: Roughly 7.6% more residents than the 2020 Census counted.
- Net change: roughly 434 more people than the 2020 Census counted.
- Size percentile: about 77% of Georgia's Census places are smaller than Byron.
- Population density: about 698 people per square mile across 8.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Byron ranks 117th among Georgia's 536 places, at 8.8 sq mi.
- Water area: Byron has 0.02 square miles of water, ranking 253rd of 536 places in Georgia.
- Share of Georgia: Byron holds about 0.1% of the state's population, some 6,132 people.
- National rank: Byron is the 4,306th most populous of the 19,457 Census places covered here.
- Growth in Georgia: Byron stands 86th by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Byron's 7.6%.
- Density rank: Byron is the 202nd most densely settled place in Georgia.
- Density in context: Byron's 698 people per square mile sit against a Georgia median of 536.
- Location: 32.6495, -83.7480 (Census Gazetteer coordinates).
- Nearest larger cities: Centerville (4 mi); Warner Robins (7 mi); Fort Valley (10 mi); Macon-Bibb (11 mi); Perry (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Roberta (16 mi); Marshallville (17 mi); Reynolds (21 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 51 smaller Census places.
- At 100 miles: 77 larger Census places fall inside that radius.
Where Byron sits in Georgia
Set beside Georgia's 536 places, Byron ranks 124th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Byron ranks 86th of 536 in Georgia (about the 84th percentile). By density, at about 698 people per square mile, it ranks 202nd in Georgia. Within 50 miles sit 51 smaller Census places, alongside the 11 that are larger.
How a Byron personal loan is priced
A Byron personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,132 residents. Because pricing is borrower-level, two people in Byron can be quoted different APRs on the same amount and term. The term you choose in Byron decides the split between a comfortable payment and the total interest you pay.
Where Byron sits
Byron covers about 8.8 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). That land carries about 698 people per square mile. Atlanta, the largest place in Georgia, is about 86 miles from Byron. Counting outward 50 miles, 11 larger communities surround Byron. Within the same 50 miles lie 51 smaller Census places.
Georgia consumer-lending rules applied in Byron
This table holds the Georgia rate and licensing rules for consumer loans made to Byron's 6,132 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
How lenders reach Byron
Byron is a moderately settled community of about 6,132 people, with 11 larger places inside a 50-mile radius. Whether Byron has a local branch or not, a Georgia-licensed lender can serve its 6,132 people online on the same terms. For a larger market, the closest option is Centerville, GA about 4 miles away.
Common questions
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Nearby places
- Centerville, GA — population 8,470
- Warner Robins, GA — population 84,537
- Fort Valley, GA — population 8,868
- Macon-Bibb, GA — population 156,512
- Perry, GA — population 24,029
- Marshallville, GA — population 987
- Roberta, GA — population 784
- Reynolds, GA — population 903