Personal loans in Byng, OK
Byng ranks 167th of 590 places in Oklahoma, with a population near 1,406. The first question in Byng is not the rate on offer but whether the payment fits; about 1,406 people live here under Oklahoma lending law.
A 2020-to-2023 comparison shows Byng up by about 0.7%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Byng's 1,406 residents are no exception. Which products a lender may offer to Byng's 1,406 residents follows from the Oklahoma consumer-lending framework. The nearest larger metro is Ada, OK about 7 miles away.
What the Census records for Byng
The figures below are Byng's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: 1,406 — Byng ranks 167th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.7% more residents than the 2020 Census counted.
- Absolute change: 10 residents added between 2020 and 2023.
- Size percentile: about 72% of Oklahoma's Census places are smaller than Byng.
- Density: the Census land area of 6.5 sq mi holds about 216 people per square mile.
- Land area: Byng covers 6.5 square miles, the 120th-largest area among Oklahoma's 590 places.
- Share of state population: Byng's 1,406 residents are about 0.0% of Oklahoma.
- National rank: Byng is the 8,938th most populous of the 19,457 Census places covered here.
- Growth rank: Byng ranks 282nd among Oklahoma's 590 places for the 2020-to-2023 change.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Byng's 0.7%.
- Density rank: Byng places 459th among Oklahoma's places by people per square mile.
- Density in context: Byng's 216 people per square mile sit against a Oklahoma median of 546.
- Location: coordinates 34.8657, -96.6678 (US Census Bureau Gazetteer).
- Nearest larger cities: Ada (7 mi); Stratford (17 mi); Holdenville (21 mi); Wewoka (22 mi); Seminole (26 mi). Living near a larger metro rarely changes what is available in Byng.
- Nearest smaller towns: Francis (4 mi); Konawa (8 mi); Sasakwa (10 mi).
- Within a 50-mile radius: 68 smaller Census places.
- At 100 miles: 113 larger Census places fall inside that radius.
Which Oklahoma laws govern a loan in Byng
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Byng is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Where Byng sits in Oklahoma
Set beside Oklahoma's 590 places, Byng ranks 167th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 282nd of 590 Oklahoma places, putting it near the 52th percentile for growth. By density, at about 216 people per square mile, it ranks 459th in Oklahoma. Within 50 miles sit 68 smaller Census places, alongside the 25 that are larger.
How a Byng personal loan is priced
A Byng personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,406 residents. Two numbers drive a Byng loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Byng loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Byng
With about 216 residents per square mile, Byng is lightly settled, and 25 larger Census places sit within 50 miles. A Oklahoma licence lets a lender serve Byng without a local office, so branch density does not change what its 1,406 residents are offered. For a larger market, the closest option is Ada, OK about 7 miles away.
Byng: area, density and distance
Inside Byng's boundaries lie about 6.5 square miles of land, with no significant water area recorded. The resulting density is about 216 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 63 miles away. Counting outward 50 miles, 25 larger communities surround Byng. Within the same 50 miles lie 68 smaller Census places.
Common questions
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Nearby places
- Francis, OK — population 251
- Ada, OK — population 16,611
- Konawa, OK — population 1,268
- Sasakwa, OK — population 81
- Fitzhugh, OK — population 185
- Allen, OK — population 807
- Stonewall, OK — population 419
- Spaulding, OK — population 150