Personal loans in Byhalia, MS

Byhalia by the numbers

Most of what governs a Byhalia loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

• Population: about 1,357, ranked 134th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 1.2% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 16 more people than the 2020 Census counted.
• Size percentile: roughly 55% of Mississippi's places have fewer residents than Byhalia's 1,357.
• Density: roughly 191 residents per square mile, spread over 7.1 sq mi of land.
• Land area: Byhalia covers 7.1 square miles, the 85th-largest area among Mississippi's 299 places.
• Water area rank: Byhalia ranks 108th among Mississippi's 299 places, with 0.02 sq mi.
• Share of state population: Byhalia's 1,357 residents are about 0.1% of Mississippi.
• National standing: Byhalia ranks 9,078th of 19,457 US places.
• Growth rank: Byhalia ranks 38th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Byhalia's 1.2%.
• Density in Mississippi: Byhalia ranks 250th by people per square mile.
• Against the state median: Byhalia runs about 191 residents per square mile, where the Mississippi median is 434.
• Location: 34.8692, -89.6900 (US Census Bureau Gazetteer).
• Nearest larger cities: Olive Branch (10 mi); Collierville (12 mi); Piperton (13 mi); Holly Springs (15 mi); Germantown (16 mi). Online lenders reach Byhalia no matter how far the nearest branch is.
• Nearest smaller towns: Rossville (13 mi); Coldwater (20 mi); Moscow (22 mi).
• Within a 50-mile radius: 44 smaller Census places.
• At 100 miles: 114 larger Census places fall inside that radius.

How lenders reach Byhalia

With about 191 residents per square mile, Byhalia is lightly settled, and 31 larger Census places sit within 50 miles. Distance to a branch rarely matters for Byhalia's 1,357 residents: the application is online and the price follows your credit file. The nearest bigger place is Olive Branch, MS about 10 miles away.

Inside a Byhalia personal loan

In Byhalia, a small community of about 1,357, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Byhalia. Because the payment is fixed, the total cost of a Byhalia loan is knowable in advance — unlike a revolving card balance.

A pre-application checklist for Byhalia

Complete these steps first when you borrow in Byhalia (1,357 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Mississippi licence with the regulator named above before committing.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Byhalia and the rest of Mississippi is not the process but the borrower's own file, among the 1,357 people here.

The state rulebook for Byhalia

When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Byhalia is bound by the same rules.

Byhalia's place among Mississippi's 299 places

Among Mississippi's 299 places, Byhalia sits at 134th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Byhalia ranks 38th of 299 in Mississippi (about the 87th percentile). By density, at about 191 people per square mile, it ranks 250th in Mississippi. Between 2020 and 2023 the count changed by roughly 16 residents.