Personal loans in Butterfield, MO

Butterfield is one of 937 Census places in Missouri; its 391 residents put it at 519th. The first question in Butterfield is not the rate on offer but whether the payment fits; about 391 people live here under Missouri lending law.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The trend for Butterfield between 2020 and 2023 is upward by roughly 2.9%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Butterfield loan. Which products a lender may offer to Butterfield's 391 residents follows from the Missouri consumer-lending framework. The closest larger place is Cassville, MO about 5 miles away.

Butterfield: population, trend and location

Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.

Land, water and location for Butterfield

The Census Gazetteer records about 0.5 square miles of land within Butterfield, with no significant water area listed. The resulting density is about 844 people per square mile. Kansas City, the largest place in Missouri, is about 168 miles from Butterfield. A 50-mile radius around Butterfield takes in 95 places that are larger. By land area it ranks 600th of 937 Missouri places.

How a Butterfield personal loan is priced

A Butterfield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 391 residents. Two numbers drive a Butterfield loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Butterfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Butterfield against the rest of Missouri

Within Missouri, Butterfield holds roughly 0.0% of all residents, the 519th-largest share among 937 places. On the 2020-to-2023 trend, Butterfield stands 190th among Missouri's 937 places — roughly the 80th percentile. By density, at about 844 people per square mile, it ranks 403rd in Missouri. Within 50 miles sit 47 smaller Census places, alongside the 95 that are larger.

Borrowing reach in Butterfield

Butterfield is a moderately settled community of about 391 people, with 95 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Butterfield without a local office, so branch density does not change what its 391 residents are offered. The nearest larger city, Cassville, MO about 5 miles away.

Missouri consumer-lending rules applied in Butterfield

These are Missouri's sourced lending facts as they reach Butterfield's 391 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorMissouri Division of Finance (Department of Commerce and Insurance)
Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions"
Missouri Division of Finance
as of 2026-09-16
Payday lending statusLegal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500)
Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance"
Missouri Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingConsumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo)
Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies"
Missouri Division of Finance
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Butterfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Butterfield is the same as anywhere in Missouri.
What loan size can I expect in Butterfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Butterfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Butterfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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