Personalloaner

Personal loans in Bushong, KS

Every figure below is Kansas's own, applied to Bushong's 28 residents, with the publisher and retrieval date attached. The Census counts 28 people in Bushong, the 606th-largest figure among Kansas's 625 places. A lender serving Bushong holds a Kansas licence and answers to a Kansas regulator; no city office is involved for its 28 residents. Between the 2020 Census base and the 2023 estimate, Bushong's population barely changed. For a community of about 28, the practical step is to compare APR across at least three lenders before committing. For a bigger market, look to Allen, KS about 5 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Bushong

Bushong is a small community; the notes below cover its population profile and the statewide rules that apply.

How a Bushong personal loan is priced

Most loans made to Bushong's 28 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Bushong can be quoted different APRs on the same amount and term. The term you choose in Bushong decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Bushong

The rows below set out what a licensed lender must follow in Kansas, and so for Bushong's roughly 28 residents.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

Borrowing reach in Bushong

Bushong is lightly settled, with about 184 people per square mile and 72 larger places within 50 miles. Distance to a branch rarely matters for Bushong's 28 residents: the application is online and the price follows your credit file. The nearest bigger place is Allen, KS about 5 miles away.

Bushong: area, density and distance

Bushong's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 184 people per square mile. For the state's biggest city, Wichita, the distance is roughly 88 miles. Counting outward 50 miles, 72 larger communities surround Bushong. The 100-mile radius contains 363 larger places.

Before you apply in Bushong

Before you hand your details to a lender in Bushong, where the population is near 28:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Check the Kansas regulator's records to confirm the lender is licensed here.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Bushong as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 28 residents.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bushong if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bushong is the same as anywhere in Kansas.
What loan size can I expect in Bushong?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bushong?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bushong cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related