Personal loans in Burwell, NE
If you are weighing a personal loan in Burwell, start from the payment you can carry; its 1,055 residents face the same statewide rules. Price two or three terms so you can see which payment is truly affordable in Burwell.
The Census counts 1,055 people in Burwell, the 105th-largest figure among Nebraska's 527 places. State law, not city hall, decides what a lender may do to Burwell's roughly 1,055 residents, and a state regulator supervises it. Census figures put the 2020-to-2023 decrease in Burwell at about 3.3%. The closest larger city is Ord, NE about 17 miles away.
Local context for Burwell
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: 1,055 residents; Burwell is the 105th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 3.3% from 2020 to 2023.
- People gained or lost: about 36 fewer since the 2020 base.
- Size percentile: Burwell sits ahead of around 80% of Nebraska places, at 1,055 people.
- Density: the Census land area of 1.0 sq mi holds about 1,006 people per square mile.
- By land area: Burwell ranks 99th among Nebraska's 527 places, at 1.0 sq mi.
- State population share: Burwell accounts for about 0.1% of everyone in Nebraska.
- National rank: Burwell is 10,004th of 19,457 places nationwide.
- Growth in Nebraska: Burwell stands 445th by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Burwell's 3.3% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Burwell is the 199th most densely settled place in Nebraska.
- Against the state median: Burwell runs about 1,006 residents per square mile, where the Nebraska median is 830.
- Location: 41.7800 / -99.1342, per the US Census Bureau Gazetteer.
- Nearest larger cities: Ord (17 mi); Loup City (36 mi); Broken Bow (37 mi); St. Paul (52 mi); Atkinson (53 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Elyria (10 mi); Taylor (13 mi); Sargent (16 mi).
- Smaller places within 50 miles: 27 of them.
- Larger places within 100 miles: 36.
What is available to Burwell borrowers
At roughly 1,006 people per square mile, Burwell is moderately settled; 3 larger places lie within 50 miles. What is available to Burwell's 1,055 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Ord, NE about 17 miles away.
A pre-application checklist for Burwell
Before you hand your details to a lender in Burwell, where the population is near 1,055:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
What differs between Burwell and the rest of Nebraska is not the process but the borrower's own file, among the 1,055 people here.
Burwell in state context
Burwell is the 105th-largest of 527 Census places in Nebraska and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Burwell stands 445th among Nebraska's 527 places — roughly the 16th percentile. Its roughly 1,006 residents per square mile place it 199th among Nebraska's places. By land area, its 1.0 square miles rank 99th of 527 places in Nebraska.
Burwell: area, density and distance
The Census Gazetteer records about 1.0 square miles of land within Burwell, with no significant water area listed. The resulting density is about 1,006 people per square mile. Omaha, the largest place in Nebraska, is about 163 miles from Burwell. Burwell has 3 larger places within a 50-mile radius. By land area it ranks 99th of 527 Nebraska places.
Nebraska consumer-lending rules applied in Burwell
When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Burwell is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
What are my options in Burwell if my credit is poor?
What loan size can I expect in Burwell?
Do I have to pledge anything to borrow in Burwell?
Does comparing loans in Burwell cost me credit score points?
Nearby places
- Elyria, NE — population 49
- Taylor, NE — population 137
- Comstock, NE — population 72
- Sargent, NE — population 487
- Ord, NE — population 2,078
- Arcadia, NE — population 279
- Ericson, NE — population 89
- North Loup, NE — population 247