Personal loans in Burtrum, MN
About 124 people live in Burtrum, placing it 727th of 853 Census places in Minnesota. Burtrum counts about 124 people, and what is genuinely local about borrowing here is limited — Minnesota law does the governing.
From the 2020 Census base to the 2023 estimate, the population declined by about 1.6%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Burtrum's 124 residents are no exception. Every figure below is Minnesota's own, applied to Burtrum's 124 residents, with the publisher and retrieval date attached. The closest larger city is Grey Eagle, MN about 4 miles away.
Where Burtrum stands
What follows is Burtrum's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: about 124 people live here, which puts Burtrum 727th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: A decline of about 1.6% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 15% of Minnesota places rank below Burtrum.
- Population density: about 219 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Burtrum covers 0.6 square miles, the 664th-largest area among Minnesota's 853 places.
- State share: roughly 0.0% of Minnesota's residents live in Burtrum (124 people).
- National rank: Burtrum is the 17,700th most populous of the 19,457 Census places covered here.
- Growth in Minnesota: Burtrum stands 564th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Burtrum's 1.6% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Burtrum is the 665th most densely settled place in Minnesota.
- Density vs Minnesota: Burtrum's 219 people per square mile compare with a state median of 607.
- Location: 45.8658 / -94.6874, per the US Census Bureau Gazetteer.
- Nearest larger cities: Grey Eagle (4 mi); Swanville (4 mi); Upsala (7 mi); Flensburg (9 mi); Sobieski (11 mi). Lenders licensed in the state serve Burtrum whether or not they keep a local branch.
- Nearest smaller towns: Elmdale (10 mi); St. Rosa (10 mi); St. Anthony (13 mi).
- Smaller places within 50 miles: 19 of them.
- Larger places within 100 miles: 361.
Burtrum in state context
Against Minnesota's other places, Burtrum accounts for about 0.0% of the state's population and ranks 727th of 853 by size. On the 2020-to-2023 trend, Burtrum stands 564th among Minnesota's 853 places — roughly the 34th percentile. By density, at about 219 people per square mile, it ranks 665th in Minnesota. In land area, Burtrum ranks 664th among Minnesota's 853 places.
A pre-application checklist for Burtrum
For Burtrum's roughly 124 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Burtrum as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 124 residents.
The geography behind Burtrum
Burtrum covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 219 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 93 miles. Counting outward 50 miles, 86 larger communities surround Burtrum. The 100-mile radius contains 361 larger places.
The Minnesota lending rules that reach Burtrum
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Burtrum is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Lender access in Burtrum
With about 219 residents per square mile, Burtrum is lightly settled, and 86 larger Census places sit within 50 miles. Lenders licensed in Minnesota reach Burtrum's 124 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Grey Eagle, MN about 4 miles away.
Common questions
What are my options in Burtrum if my credit is poor?
What loan size can I expect in Burtrum?
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Does comparing loans in Burtrum cost me credit score points?
Nearby places
- Swanville, MN — population 333
- Grey Eagle, MN — population 327
- Upsala, MN — population 482
- St. Rosa, MN — population 59
- Flensburg, MN — population 211
- St. Anthony, MN — population 92
- Elmdale, MN — population 116
- Long Prairie, MN — population 3,707