Personal loans in Burton, OH
The roughly 1,410 people who live in Burton borrow under Ohio rules; city hall sets no personal-loan rate. Roughly 1,410 residents live in Burton, the 463rd-largest community in Ohio.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Burton loan. Burton lost roughly 0.3% of its population across the 2020-to-2023 comparison. For the 1,410 people in Burton, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Middlefield, OH about 4 miles away.
Local context for Burton
Two layers matter for a Burton borrower: the local population picture and Ohio's consumer-lending statutes.
- Population: about 1,410, ranked 463rd of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 0.3% across the 2020-to-2023 comparison.
- People gained or lost: about 4 fewer since the 2020 base.
- Size percentile: about 50% of Ohio communities are smaller than Burton (1,410 residents).
- Population density: 1,268 people per square mile on 1.1 square miles of land.
- Land area rank: Burton's 1.1 square miles rank 496th of 924 places in Ohio.
- Share of state population: Burton's 1,410 residents are about 0.0% of Ohio.
- Nationally: Burton is the 8,926th-largest of 19,457 Census places in the dataset.
- Growth rank: Burton ranks 305th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Burton moved 0.3%.
- Density in Ohio: Burton ranks 473rd by people per square mile.
- Density vs Ohio: Burton's 1,268 people per square mile compare with a state median of 1,289.
- Location: mapped by the US Census Bureau at 41.4688, -81.1493.
- Nearest larger cities: Middlefield (4 mi); Chardon (8 mi); South Russell (10 mi); Chagrin Falls (13 mi); Garrettsville (13 mi). Larger metros often have more branches, but online lenders reach Burton on the same terms.
- Smaller places close by: Aquilla (6 mi); West Farmington (11 mi); Hiram (11 mi).
- Smaller neighbours: 48 places smaller than Burton sit within 50 miles.
- At 100 miles: 305 larger Census places fall inside that radius.
What a Burton borrower is actually offered
A Burton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,410 residents. Two numbers drive a Burton loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Burton loan is knowable in advance — unlike a revolving card balance.
How Ohio law applies in Burton
For the roughly 1,410 residents of Burton, the rules below are Ohio's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Steps to take before a Burton loan
Before you apply in Burton, a community of about 1,410, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Burton-specific: the same Ohio licensing and disclosure rules reach all 1,410 residents.
The geography behind Burton
Inside Burton's boundaries lie about 1.1 square miles of land, with no significant water area recorded. Spread across it are roughly 1,268 residents per square mile. The largest place in Ohio, Columbus, lies about 141 miles away. Counting outward 50 miles, 139 larger communities surround Burton. By land area it ranks 496th of 924 Ohio places.
Borrowing reach in Burton
With about 1,268 residents per square mile, Burton is moderately settled, and 139 larger Census places sit within 50 miles. What is available to Burton's 1,410 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Middlefield, OH about 4 miles away.
Common questions
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Nearby places
- Middlefield, OH — population 2,750
- Aquilla, OH — population 306
- Chardon, OH — population 5,239
- Hiram, OH — population 945
- South Russell, OH — population 3,939
- West Farmington, OH — population 532
- Garrettsville, OH — population 2,463
- Mantua, OH — population 1,009