Personal loans in Burdett, KS
The 2020 count to the 2023 estimate shows about 2.7% decline in Burdett. Burdett is one of 625 Census places in Kansas; its 220 residents put it at 383rd.
Personal loans in Burdett are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 220 population. Compare APR, not the interest rate, because the APR folds in most fees on a Burdett loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Burdett's 220 residents. The next larger city is Hanston, KS about 11 miles away.
Where Burdett stands
Two layers matter for a Burdett borrower: the local population picture and Kansas's consumer-lending statutes.
- Population: 220 residents; Burdett is the 383rd-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 2.7% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: about 39% of Kansas communities are smaller than Burdett (220 residents).
- Density: roughly 846 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Burdett ranks 466th among Kansas's 625 places, at 0.3 sq mi.
- Within Kansas: about 0.0% of the state's population lives in Burdett.
- National standing: Burdett ranks 16,165th of 19,457 US places.
- Growth in Kansas: Burdett stands 483rd by percentage change from 2020 to 2023, among 625 places.
- Versus Kansas: the state average change is -1.0%, while Burdett moved 2.7%.
- Density rank: Burdett is the 279th most densely settled place in Kansas.
- Density in context: Burdett's 846 people per square mile sit against a Kansas median of 764.
- Location: mapped by the US Census Bureau at 38.1935, -99.5265.
- Nearest larger cities: Hanston (11 mi); Bazine (20 mi); Kinsley (20 mi); Lewis (23 mi); Larned (23 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Rozel (7 mi); Garfield (17 mi); Alexander (19 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 23 smaller Census places.
- Larger places within 100 miles: 89.
Land, water and location for Burdett
Burdett covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 846 residents per square mile. The state's population centre of gravity, Wichita, is roughly 124 miles away. Counting outward 50 miles, 20 larger communities surround Burdett. Within the same 50 miles lie 23 smaller Census places.
How Burdett compares across Kansas
Among Kansas's 625 places, Burdett sits at 383rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Burdett stands 483rd among Kansas's 625 places — roughly the 23th percentile. Its roughly 846 residents per square mile place it 279th among Kansas's places. Within 50 miles sit 23 smaller Census places, alongside the 20 that are larger.
Steps to take before a Burdett loan
Before you apply in Burdett, a community of about 220, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Kansas regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Burdett and the rest of Kansas is not the process but the borrower's own file, among the 220 people here.
The Kansas lending rules that reach Burdett
Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Burdett lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% per annum (general contract-rate ceiling for written instruments) Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Lender access in Burdett
With about 846 residents per square mile, Burdett is moderately settled, and 20 larger Census places sit within 50 miles. Lenders licensed in Kansas reach Burdett's 220 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hanston, KS about 11 miles away.
Common questions
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Nearby places
- Rozel, KS — population 99
- Hanston, KS — population 250
- Alexander, KS — population 48
- Kinsley, KS — population 1,370
- Bazine, KS — population 269
- Offerle, KS — population 165
- Garfield, KS — population 145
- Rush Center, KS — population 136