Personal loans in Burchard, NE
In Burchard, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. The Census counts 76 people in Burchard, the 442nd-largest figure among Nebraska's 527 places.
Census figures put the 2020-to-2023 decrease in Burchard at about 1.3%. To lend to Burchard's 76 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. Judge Burchard offers on total cost, not on how quickly the money arrives. The nearest larger city is Summerfield, KS about 11 miles away.
Local context for Burchard
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: an estimated 76 residents, 442nd of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 16% of Nebraska's places have fewer residents than Burchard's 76.
- Density: the Census land area of 0.2 sq mi holds about 432 people per square mile.
- Land area: Burchard covers 0.2 square miles, the 439th-largest area among Nebraska's 527 places.
- State population share: Burchard accounts for about 0.0% of everyone in Nebraska.
- National rank: Burchard is 18,544th of 19,457 places nationwide.
- Growth rank: Burchard ranks 309th among Nebraska's 527 places for the 2020-to-2023 change.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Burchard's 1.3%.
- Density rank: Burchard places 396th among Nebraska's places by people per square mile.
- Density vs Nebraska: Burchard's 432 people per square mile compare with a state median of 830.
- Location: 40.1493 / -96.3486, per the US Census Bureau Gazetteer.
- Nearest larger cities: Summerfield (11 mi); Pawnee City (11 mi); Filley (14 mi); Barneston (14 mi); Table Rock (14 mi). Lenders licensed in the state serve Burchard whether or not they keep a local branch.
- Smaller places nearby: Lewiston (7 mi); Steinauer (7 mi); Liberty (8 mi).
- Within a 50-mile radius: 20 smaller Census places.
- Larger places within 100 miles: 374.
How personal loans work in Burchard
A Burchard personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 76 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Burchard. Because the payment is fixed, the total cost of a Burchard loan is knowable in advance — unlike a revolving card balance.
How Nebraska law applies in Burchard
For the roughly 76 residents of Burchard, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Getting a loan in Burchard
With about 432 residents per square mile, Burchard is lightly settled, and 89 larger Census places sit within 50 miles. Distance to a branch rarely matters for Burchard's 76 residents: the application is online and the price follows your credit file. The nearest larger city, Summerfield, KS about 11 miles away.
Where Burchard sits in Nebraska
Within Nebraska, Burchard holds roughly 0.0% of all residents, the 442nd-largest share among 527 places. Its 2020-to-2023 change ranks 309th of 527 Nebraska places, putting it near the 41th percentile for growth. At about 432 people per square mile, Burchard is the 396th most densely settled place in Nebraska. By land area, its 0.2 square miles rank 439th of 527 places in Nebraska.
A pre-application checklist for Burchard
For Burchard's roughly 76 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Nebraska regulator's licence records before you sign.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Burchard and the rest of Nebraska is not the process but the borrower's own file, among the 76 people here.
Common questions
What are my options in Burchard if my credit is poor?
What loan size can I expect in Burchard?
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Does comparing loans in Burchard cost me credit score points?
Nearby places
- Lewiston, NE — population 58
- Steinauer, NE — population 57
- Liberty, NE — population 33
- Summerfield, KS — population 122
- Virginia, NE — population 72
- Pawnee City, NE — population 846
- Crab Orchard, NE — population 45
- Filley, NE — population 121