Personal loans in Bunker Hill, IL
In Bunker Hill, one of 1,294 Census places in Illinois, the figure to compare across lenders is the APR, not the advertised rate. A single loan can carry different costs on either side of a state line, and Bunker Hill sits on the Illinois side of that line. The Census counts 1,596 people in Bunker Hill, the 523rd-largest figure among Illinois's 1,294 places. Decide the purpose of the loan and your repayment plan before sharing any details with a Bunker Hill lender. The trend for Bunker Hill between 2020 and 2023 is downward by roughly 2.0%. The closest larger city is Staunton, IL about 9 miles away.
Bunker Hill by the numbers
Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.
- Population: the Census counts 1,596 residents in Bunker Hill (Vintage 2023 subcounty estimate), the 523rd-largest figure among Illinois's 1,294 places.
- Population trend: About 2.0% below the 2020 Census base.
- Absolute change: 33 residents lost between 2020 and 2023.
- Size percentile: with 1,596 residents, Bunker Hill is larger than about 60% of Illinois's Census places.
- Density: the Census land area of 1.3 sq mi holds about 1,246 people per square mile.
- By land area: Bunker Hill ranks 623rd among Illinois's 1,294 places, at 1.3 sq mi.
- Water area rank: Bunker Hill ranks 387th among Illinois's 1,294 places, with 0.03 sq mi.
- Within Illinois: about 0.0% of the state's population lives in Bunker Hill.
- National rank: Bunker Hill is the 8,483rd most populous of the 19,457 Census places covered here.
- Growth in Illinois: Bunker Hill stands 602nd by percentage change from 2020 to 2023, among 1,294 places.
- Against the state trend: Bunker Hill's 2.0% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Bunker Hill places 511th among Illinois's places by people per square mile.
- Against the state median: Bunker Hill runs about 1,246 residents per square mile, where the Illinois median is 993.
- Location: latitude 39.0415, longitude -89.9511 (Census Gazetteer).
- Nearest larger cities: Staunton (9 mi); Gillespie (9 mi); Brighton (10 mi); Bethalto (11 mi); Mount Olive (12 mi). Lenders licensed in the state serve Bunker Hill whether or not they keep a local branch.
- Smaller communities within reach: Dorchester (5 mi); Royal Lakes (5 mi); Wilsonville (5 mi).
- Smaller places within 50 miles: 156 of them.
- Larger places within 100 miles: 214.
Where Bunker Hill sits in Illinois
Set beside Illinois's 1,294 places, Bunker Hill ranks 523rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Bunker Hill ranks 602nd of 1,294 in Illinois (about the 53th percentile). By density, at about 1,246 people per square mile, it ranks 511th in Illinois. Within 50 miles sit 156 smaller Census places, alongside the 123 that are larger.
Land, water and location for Bunker Hill
Bunker Hill covers about 1.3 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,246 residents per square mile. Chicago, the largest place in Illinois, is about 227 miles from Bunker Hill. Counting outward 50 miles, 123 larger communities surround Bunker Hill. By land area it ranks 623rd of 1,294 Illinois places.
What Illinois law requires in Bunker Hill
The rows below set out what a licensed lender must follow in Illinois, and so for Bunker Hill's roughly 1,596 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The anatomy of a Bunker Hill personal loan
In Bunker Hill, a small community of about 1,596, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Bunker Hill's rank of 523rd in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Bunker Hill decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Bunker Hill
Bunker Hill is moderately settled, with about 1,246 people per square mile and 123 larger places within 50 miles. What is available to Bunker Hill's 1,596 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Staunton, IL about 9 miles away.
Common questions
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Nearby places
- Royal Lakes, IL — population 168
- Dorchester, IL — population 125
- Wilsonville, IL — population 527
- Shipman, IL — population 502
- Mount Clare, IL — population 311
- Sawyerville, IL — population 261
- Worden, IL — population 1,070
- Benld, IL — population 1,419