Personal loans in Buena Vista, GA
The trend for Buena Vista between 2020 and 2023 is downward by roughly 2.9%. The roughly 1,539 people who live in Buena Vista borrow under Georgia rules; city hall sets no personal-loan rate.
The Census counts 1,539 people in Buena Vista, the 264th-largest figure among Georgia's 536 places. The closest larger city is Ellaville, GA about 13 miles away. State law, not city hall, decides what a lender may do to Buena Vista's roughly 1,539 residents, and a state regulator supervises it. Read the disclosure for an origination fee and any prepayment penalty before signing in Buena Vista.
Buena Vista: population, trend and location
Here is the sourced Census picture for Buena Vista, plus the Georgia lending rules that apply to a loan taken out here.
- Population: about 1,539, ranked 264th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 2.9% fewer residents than the 2020 Census counted.
- People gained or lost: about 46 fewer since the 2020 base.
- Size percentile: with 1,539 residents, Buena Vista is larger than about 51% of Georgia's Census places.
- Population density: about 478 people per square mile (Census land area 3.2 sq mi).
- By land area: Buena Vista ranks 258th among Georgia's 536 places, at 3.2 sq mi.
- Water: Buena Vista holds about 0.06 square miles, the 164th-largest water area in Georgia.
- Share of state population: Buena Vista's 1,539 residents are about 0.0% of Georgia.
- National standing: Buena Vista ranks 8,597th of 19,457 US places.
- Growth in Georgia: Buena Vista stands 473rd by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Buena Vista moved 2.9%.
- Density in Georgia: Buena Vista ranks 296th by people per square mile.
- Density vs Georgia: Buena Vista's 478 people per square mile compare with a state median of 536.
- Location: 32.3185, -84.5176 (US Census Bureau Gazetteer).
- Nearest larger cities: Ellaville (13 mi); Cusseta-Chattahoochee County (16 mi); Webster County (19 mi); Butler (23 mi); Americus (24 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Richland (18 mi); Geneva (18 mi); Ideal (20 mi).
- Within a 50-mile radius: 33 smaller Census places.
- Within 100 miles: 123 places are larger than Buena Vista.
How personal loans work in Buena Vista
A Buena Vista personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,539 residents. The APR tracks your credit score rather than Buena Vista's rank of 264th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Buena Vista decides the split between a comfortable payment and the total interest you pay.
Buena Vista on the map
Buena Vista covers about 3.2 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). That land carries about 478 people per square mile. The largest place in Georgia, Atlanta, lies about 100 miles away. Counting outward 50 miles, 21 larger communities surround Buena Vista. Within the same 50 miles lie 33 smaller Census places.
Georgia consumer-lending rules applied in Buena Vista
The rows below set out what a licensed lender must follow in Georgia, and so for Buena Vista's roughly 1,539 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
How Buena Vista compares across Georgia
Against Georgia's other places, Buena Vista accounts for about 0.0% of the state's population and ranks 264th of 536 by size. Its 2020-to-2023 change ranks 473rd of 536 Georgia places, putting it near the 12th percentile for growth. Its roughly 478 residents per square mile place it 296th among Georgia's places. The population moved by about 46 people between 2020 and 2023, a 2.9% shift.
Lender access in Buena Vista
Buena Vista is a lightly settled community of about 1,539 people, with 21 larger places inside a 50-mile radius. Whether Buena Vista has a local branch or not, a Georgia-licensed lender can serve its 1,539 people online on the same terms. The nearest bigger place is Ellaville, GA about 13 miles away.
Common questions
What are my options in Buena Vista if my credit is poor?
What loan size can I expect in Buena Vista?
Do I have to pledge anything to borrow in Buena Vista?
Does comparing loans in Buena Vista cost me credit score points?
Nearby places
- Ellaville, GA — population 1,541
- Geneva, GA — population 75
- Richland, GA — population 1,406
- Cusseta-Chattahoochee County, GA — population 8,661
- Webster County, GA — population 2,337
- Junction City, GA — population 137
- Plains, GA — population 552
- Ideal, GA — population 399