Personal loans in Bucyrus, ND

The Bucyrus data picture

Here is the sourced Census picture for Bucyrus, plus the North Dakota lending rules that apply to a loan taken out here.

• Population: an estimated 15 residents, 337th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Little measurable movement between 2020 and 2023.
• Size percentile: Bucyrus's 15 people outrank roughly 5% of the places in North Dakota.
• Density: the Census land area of 0.3 sq mi holds about 43 people per square mile.
• Land area: Bucyrus covers 0.3 square miles, the 234th-largest area among North Dakota's 355 places.
• Share of state population: Bucyrus's 15 residents are about 0.0% of North Dakota.
• National rank: Bucyrus is the 19,387th most populous of the 19,457 Census places covered here.
• Growth in North Dakota: Bucyrus stands 75th by percentage change from 2020 to 2023, among 355 places.
• Versus North Dakota: the state average change is -1.2%, while Bucyrus moved 0.0%.
• Density rank: Bucyrus is the 325th most densely settled place in North Dakota.
• Density vs North Dakota: Bucyrus's 43 people per square mile compare with a state median of 352.
• Location: coordinates 46.0646, -102.7883 (US Census Bureau Gazetteer).
• Nearest larger cities: Reeder (8 mi); Hettinger (8 mi); Gascoyne (14 mi); Scranton (18 mi); Regent (27 mi). A branch is convenient; it is not what sets your APR.
• Smaller neighbours: 0 places smaller than Bucyrus sit within 50 miles.
• At 100 miles: 55 larger Census places fall inside that radius.

What to do before borrowing in Bucyrus

Before you hand your details to a lender in Bucyrus, where the population is near 15:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the North Dakota regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

In Bucyrus as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 15 residents.

How North Dakota law applies in Bucyrus

This table holds the North Dakota rate and licensing rules for consumer loans made to Bucyrus's 15 residents.

The geography behind Bucyrus

Inside Bucyrus's boundaries lie about 0.3 square miles of land, with no significant water area recorded. The resulting density is about 43 people per square mile. The state's population centre of gravity, Fargo, is roughly 289 miles away. Within 50 miles of Bucyrus there are 14 larger Census places. Within the same 50 miles lie 0 smaller Census places.

The anatomy of a Bucyrus personal loan

A Bucyrus personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 15 residents. Federal Truth in Lending rules require a Bucyrus lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Bucyrus loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Bucyrus

With about 43 residents per square mile, Bucyrus is sparsely settled, and 14 larger Census places sit within 50 miles. Lenders licensed in North Dakota reach Bucyrus's 15 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Reeder, ND about 8 miles away.