Personal loans in Bryant, IL
For a borrower among the roughly 165 residents of Bryant, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 165 residents live in Bryant, the 1,148th-largest community in Illinois.
Borrowers who want a bigger city can look to St. David, IL about 3 miles away. The trend for Bryant between 2020 and 2023 is downward by roughly 2.4%. A single loan can carry different costs on either side of a state line, and Bryant sits on the Illinois side of that line. Judge Bryant offers on total cost, not on how quickly the money arrives.
Borrowing in Bryant: the local picture
The figures below are Bryant's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: 165 — Bryant ranks 1,148th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.4%.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: about 11% of Illinois's Census places are smaller than Bryant.
- Density: the Census land area of 0.2 sq mi holds about 665 people per square mile.
- Land area rank: Bryant's 0.2 square miles rank 1,212th of 1,294 places in Illinois.
- State share: roughly 0.0% of Illinois's residents live in Bryant (165 people).
- National rank: Bryant is 17,033rd of 19,457 places nationwide.
- Growth rank: Bryant ranks 740th among Illinois's 1,294 places for the 2020-to-2023 change.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Bryant's 2.4%.
- Density rank: Bryant places 885th among Illinois's places by people per square mile.
- Density in context: Bryant's 665 people per square mile sit against a Illinois median of 993.
- Location: latitude 40.4654, longitude -90.0949 (Census Gazetteer).
- Nearest larger cities: St. David (3 mi); Dunfermline (4 mi); Cuba (6 mi); Lewistown (6 mi); Canton (7 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Liverpool (7 mi); Topeka (13 mi); Ellisville (16 mi).
- Smaller neighbours: 18 places smaller than Bryant sit within 50 miles.
- Larger places within 100 miles: 494.
Land, water and location for Bryant
The Census Gazetteer records about 0.2 square miles of land within Bryant, with no significant water area listed. The resulting density is about 665 people per square mile. The state's population centre of gravity, Chicago, is roughly 157 miles away. Bryant has 120 larger places within a 50-mile radius. By land area it ranks 1,212th of 1,294 Illinois places.
Bryant's place among Illinois's 1,294 places
Bryant is the 1,148th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. For population change between 2020 and 2023, Bryant ranks 740th of 1,294 in Illinois (about the 43th percentile). By density, at about 665 people per square mile, it ranks 885th in Illinois. The population moved by about 4 people between 2020 and 2023, a 2.4% shift.
The state rulebook for Bryant
Read the table as a lender's compliance picture for Bryant: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
What shapes a Bryant personal loan
Bryant is a small community of about 165 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Bryant loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Bryant decides the split between a comfortable payment and the total interest you pay.
What is available to Bryant borrowers
With about 665 residents per square mile, Bryant is moderately settled, and 120 larger Census places sit within 50 miles. A Illinois licence lets a lender serve Bryant without a local office, so branch density does not change what its 165 residents are offered. For a larger market, the closest option is St. David, IL about 3 miles away.
Common questions
What are my options in Bryant if my credit is poor?
What loan size can I expect in Bryant?
Do I have to pledge anything to borrow in Bryant?
Does comparing loans in Bryant cost me credit score points?
Nearby places
- St. David, IL — population 507
- Dunfermline, IL — population 254
- Lewistown, IL — population 1,964
- Cuba, IL — population 1,140
- Canton, IL — population 12,875
- Liverpool, IL — population 90
- Norris, IL — population 167
- Havana, IL — population 2,827