Personal loans in Bruceville, IN
For a borrower among the roughly 449 residents of Bruceville, a personal loan is a tool whose cost turns on the terms, not the address. Bruceville is one of 565 Census places in Indiana; its 449 residents put it at 425th. The closest larger place is Bicknell, IN about 6 miles away. Population in Bruceville climbed about 0.2% over the three years from 2020 to 2023. For the 449 people in Bruceville, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Read the disclosure for an origination fee and any prepayment penalty before signing in Bruceville.
Bruceville: population, trend and location
Most of what governs a Bruceville loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: 449 people, a figure that places Bruceville 425th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: About 0.2% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: bigger than about 25% of the places in Indiana, with 449 residents in Bruceville.
- Density: the Census land area of 0.3 sq mi holds about 1,309 people per square mile.
- Land area: Bruceville covers 0.3 square miles, the 437th-largest area among Indiana's 565 places.
- Share of state population: Bruceville's 449 residents are about 0.0% of Indiana.
- National standing: Bruceville ranks 13,605th of 19,457 US places.
- Growth in Indiana: Bruceville stands 269th by percentage change from 2020 to 2023, among 565 places.
- Versus Indiana: the state average change is +1.0%, while Bruceville moved 0.2%.
- Density in Indiana: Bruceville ranks 309th by people per square mile.
- Density in context: Bruceville's 1,309 people per square mile sit against a Indiana median of 1,375.
- Location: 38.7580, -87.4154 (US Census Bureau Gazetteer).
- Nearest larger cities: Bicknell (6 mi); Vincennes (8 mi); Oaktown (8 mi); Monroe City (10 mi); Carlisle (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Russellville (7 mi); Wheatland (9 mi); Edwardsport (10 mi).
- Smaller places within 50 miles: 37 of them.
- Larger places within 100 miles: 293.
A practical checklist for Bruceville borrowers
Before you hand your details to a lender in Bruceville, where the population is near 449:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Indiana licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
In Bruceville as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 449 residents.
Bruceville: area, density and distance
The Census Gazetteer records about 0.3 square miles of land within Bruceville, with no significant water area listed. Spread across it are roughly 1,309 residents per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 201 miles. Within 50 miles of Bruceville there are 67 larger Census places. Within the same 50 miles lie 37 smaller Census places.
Which Indiana laws govern a loan in Bruceville
Read the table as a lender's compliance picture for Bruceville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
How lenders reach Bruceville
At roughly 1,309 people per square mile, Bruceville is moderately settled; 67 larger places lie within 50 miles. Whether Bruceville has a local branch or not, a Indiana-licensed lender can serve its 449 people online on the same terms. The nearest larger city, Bicknell, IN about 6 miles away.
What a Bruceville borrower is actually offered
A Bruceville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 449 residents. Because pricing is borrower-level, two people in Bruceville can be quoted different APRs on the same amount and term. The term you choose in Bruceville decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Bruceville if my credit is poor?
What loan size can I expect in Bruceville?
Do I have to pledge anything to borrow in Bruceville?
Does comparing loans in Bruceville cost me credit score points?
Nearby places
- Bicknell, IN — population 3,016
- Oaktown, IN — population 584
- Vincennes, IN — population 16,588
- Russellville, IL — population 90
- Wheatland, IN — population 389
- Monroe City, IN — population 496
- Edwardsport, IN — population 282
- Carlisle, IN — population 616