Personal loans in Browndell, TX
With roughly 156 residents, Browndell is a small community, and the lending rules its borrowers live under are written in Texas, not by the city. Roughly 156 residents live in Browndell, the 1,181st-largest community in Texas. Population in Browndell dropped about 1.9% over the three years from 2020 to 2023. Compare APR, not the interest rate, because the APR folds in most fees on a Browndell loan. The nearest larger metro is Pineland, TX about 8 miles away. Consumer lending that reaches Browndell's 156 residents is governed by Texas statute; no city ordinance changes it.
Browndell: the sourced local profile
Most of what governs a Browndell loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: 156 residents; Browndell is the 1,181st-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: roughly 4% of Texas places rank below Browndell.
- Land and density: 2.4 square miles of land carry roughly 64 residents per square mile.
- Land area rank: Browndell's 2.4 square miles rank 601st of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Browndell.
- National standing: Browndell ranks 17,188th of 19,457 US places.
- Growth rank: Browndell ranks 1,038th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Browndell moved 1.9%.
- Density in Texas: Browndell ranks 1,212th by people per square mile.
- Against the state median: Browndell runs about 64 residents per square mile, where the Texas median is 840.
- Location: mapped by the US Census Bureau at 31.1254, -93.9801.
- Nearest larger cities: Pineland (8 mi); Jasper (14 mi); Hemphill (17 mi); Broaddus (21 mi); Newton (23 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Seven Oaks (55 mi); Robeline (56 mi); Stanley (58 mi).
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 174 larger Census places fall inside that radius.
What Texas law requires in Browndell
When Texas does not publish a figure, the row links to the source instead of inventing a number; Browndell is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Getting a loan in Browndell
Browndell is a sparsely settled community of about 156 people, with 33 larger places inside a 50-mile radius. Lenders licensed in Texas reach Browndell's 156 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Pineland, TX about 8 miles away.
How a Browndell personal loan is priced
With roughly 156 residents, Browndell is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Browndell's rank of 1,181st in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Browndell loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Browndell in state context
Within Texas, Browndell holds roughly 0.0% of all residents, the 1,181st-largest share among 1,224 places. For population change between 2020 and 2023, Browndell ranks 1,038th of 1,224 in Texas (about the 15th percentile). Its roughly 64 residents per square mile place it 1,212th among Texas's places. In land area, Browndell ranks 601st among Texas's 1,224 places.
The geography behind Browndell
The Census Gazetteer records about 2.4 square miles of land within Browndell, with no significant water area listed. The resulting density is about 64 people per square mile. For the state's biggest city, Houston, the distance is roughly 125 miles. A 50-mile radius around Browndell takes in 33 places that are larger. The 100-mile radius contains 174 larger places.
Common questions
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Nearby places
- Pineland, TX — population 902
- Jasper, TX — population 7,470
- Hemphill, TX — population 1,033
- Broaddus, TX — population 182
- Newton, TX — population 1,571
- San Augustine, TX — population 1,867
- Zavalla, TX — population 610
- Kirbyville, TX — population 2,026