Personal loans in Brooklyn Center, MN
When Minnesota caps or restricts a product, lenders either change the terms or withdraw it from Brooklyn Center as from the rest of the state.
Brooklyn Center is home to roughly 31,688 people and stands 31st by size out of 853 Census places in Minnesota. A lender serving Brooklyn Center holds a Minnesota licence and answers to a Minnesota regulator; no city office is involved for its 31,688 residents. A 2020-to-2023 comparison shows Brooklyn Center down by about 6.2%. Pull your credit reports and line up at least three offers before you apply from Brooklyn Center. Borrowers who want a bigger city can look to Brooklyn Park, MN about 3 miles away.
The Brooklyn Center data picture
Most of what governs a Brooklyn Center loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 31,688 residents in Brooklyn Center (Vintage 2023 subcounty estimate), the 31st-largest figure among Minnesota's 853 places.
- Population trend: The 2020-to-2023 change is negative, near 6.2%.
- Change in people: the 2020-to-2023 comparison is a loss of about 2,092 residents.
- Size percentile: about 96% of Minnesota communities are smaller than Brooklyn Center (31,688 residents).
- Land and density: 8.0 square miles of land carry roughly 3,960 residents per square mile.
- Land area rank: Brooklyn Center's 8.0 square miles rank 128th of 853 places in Minnesota.
- Water area: Brooklyn Center has 0.38 square miles of water, ranking 146th of 853 places in Minnesota.
- Within Minnesota: about 0.7% of the state's population lives in Brooklyn Center.
- National standing: Brooklyn Center ranks 1,262nd of 19,457 US places.
- Growth rank: Brooklyn Center ranks 846th among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Brooklyn Center's 6.2% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Brooklyn Center places 18th among Minnesota's places by people per square mile.
- Against the state median: Brooklyn Center runs about 3,960 residents per square mile, where the Minnesota median is 607.
- Location: coordinates 45.0680, -93.3178 (US Census Bureau Gazetteer).
- Nearest larger cities: Brooklyn Park (3 mi); Coon Rapids (7 mi); Minneapolis (8 mi); Maple Grove (8 mi); Plymouth (8 mi). Online lenders reach Brooklyn Center no matter how far the nearest branch is.
- Smaller communities within reach: Crystal (3 mi); Fridley (3 mi); Robbinsdale (3 mi).
- Smaller neighbours: 187 places smaller than Brooklyn Center sit within 50 miles.
- At 100 miles: 29 larger Census places fall inside that radius.
How lenders reach Brooklyn Center
At roughly 3,960 people per square mile, Brooklyn Center is fairly dense; 25 larger places lie within 50 miles. Lenders licensed in Minnesota reach Brooklyn Center's 31,688 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Brooklyn Park, MN about 3 miles away.
Brooklyn Center in state context
Set beside Minnesota's 853 places, Brooklyn Center ranks 31st by population and holds about 0.7% of the state total. On the 2020-to-2023 trend, Brooklyn Center stands 846th among Minnesota's 853 places — roughly the 1th percentile. Its roughly 3,960 residents per square mile place it 18th among Minnesota's places. The population moved by about 2,092 people between 2020 and 2023, a 6.2% shift.
Brooklyn Center on the map
The Census Gazetteer records 8.0 square miles of land and 0.38 square miles of water within Brooklyn Center. With 31,688 residents, the land area yields roughly 3,960 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 8 miles. Brooklyn Center has 25 larger places within a 50-mile radius. The 100-mile radius contains 29 larger places.
What Minnesota law requires in Brooklyn Center
Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Brooklyn Center lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Inside a Brooklyn Center personal loan
Most loans made to Brooklyn Center's 31,688 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Brooklyn Center. Because the payment is fixed, the total cost of a Brooklyn Center loan is knowable in advance — unlike a revolving card balance.
Common questions
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Does comparing loans in Brooklyn Center cost me credit score points?
Nearby places
- Robbinsdale, MN — population 13,968
- Crystal, MN — population 21,906
- Brooklyn Park, MN — population 82,017
- Fridley, MN — population 30,156
- Hilltop, MN — population 951
- Columbia Heights, MN — population 22,278
- New Hope, MN — population 20,705
- Spring Lake Park, MN — population 7,049