Personal loans in Brook Park, MN
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Brook Park's 130 residents.
In Brook Park, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate. Brook Park ranks 721st of 853 places in Minnesota, with a population near 130. Census figures put the 2020-to-2023 increase in Brook Park at about 0.8%. Judge Brook Park offers on total cost, not on how quickly the money arrives. The closest larger place is Hinckley, MN about 9 miles away.
The Brook Park data picture
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: the Census counts 130 residents in Brook Park (Vintage 2023 subcounty estimate), the 721st-largest figure among Minnesota's 853 places.
- Population trend: The 2020-to-2023 change is positive, near 0.8%.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: roughly 15% of Minnesota places rank below Brook Park.
- Density: the Census land area of 1.0 sq mi holds about 131 people per square mile.
- By land area: Brook Park ranks 531st among Minnesota's 853 places, at 1.0 sq mi.
- Share of Minnesota: Brook Park holds about 0.0% of the state's population, some 130 people.
- National rank: Brook Park is 17,593rd of 19,457 places nationwide.
- Growth rank: Brook Park's 2020-to-2023 change ranks 257th of 853 places in Minnesota.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Brook Park's 0.8%.
- Density in Minnesota: Brook Park ranks 739th by people per square mile.
- Density vs Minnesota: Brook Park's 131 people per square mile compare with a state median of 607.
- Location: the Census Gazetteer records it at 45.9484, -93.0728.
- Nearest larger cities: Hinckley (9 mi); Pine City (9 mi); Grasston (11 mi); Mora (12 mi); Rock Creek (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Quamba (5 mi); Henriette (6 mi); McGrath (22 mi).
- Smaller neighbours: 12 places smaller than Brook Park sit within 50 miles.
- At 100 miles: 374 larger Census places fall inside that radius.
What shapes a Brook Park personal loan
Brook Park is a small community of about 130 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Brook Park's rank of 721st in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Brook Park decides the split between a comfortable payment and the total interest you pay.
Brook Park's place among Minnesota's 853 places
Set beside Minnesota's 853 places, Brook Park ranks 721st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 257th of 853 Minnesota places, putting it near the 70th percentile for growth. Its roughly 131 residents per square mile place it 739th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 1 residents.
The state rulebook for Brook Park
Below are the Minnesota rules that apply to a loan made in Brook Park, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Brook Park: area, density and distance
Brook Park covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 131 people per square mile. Minneapolis, the largest place in Minnesota, is about 69 miles from Brook Park. Within 50 miles of Brook Park there are 64 larger Census places. By land area it ranks 531st of 853 Minnesota places.
Borrowing reach in Brook Park
With about 131 residents per square mile, Brook Park is lightly settled, and 64 larger Census places sit within 50 miles. A Minnesota licence lets a lender serve Brook Park without a local office, so branch density does not change what its 130 residents are offered. For a larger market, the closest option is Hinckley, MN about 9 miles away.
Common questions
What are my options in Brook Park if my credit is poor?
What loan size can I expect in Brook Park?
Do I have to pledge anything to borrow in Brook Park?
Does comparing loans in Brook Park cost me credit score points?
Nearby places
- Henriette, MN — population 59
- Quamba, MN — population 108
- Pine City, MN — population 3,711
- Grasston, MN — population 158
- Hinckley, MN — population 1,936
- Mora, MN — population 3,787
- Braham, MN — population 1,793
- Rock Creek, MN — population 1,782